Real Estate Investment Calculators
Free tools for US real estate investors. No signup, no paywall — just instant math on your next deal.
DSCR Calculator
Qualify rental loans with Debt Service Coverage Ratio
Model debt service coverage, check commercial non-QM loan qualification tiers (1.25x+ prime vs 1.00x breakeven), and calculate minimum rent required.
Rental Property Calculator
Comprehensive cash flow, cap rate, and reserve modeling
Underwrite buy-and-hold rentals with real mortgage amortization, vacancy allowances, property management fees, and maintenance reserves.
Real Estate ROI Calculator
5-year and 10-year leveraged equity growth projection
Calculate compounding returns on initial equity invested. Factor in home price appreciation, leverage amplification, and cumulative cash flows.
Investment Property Calculator
All-in-one acquisition scorecard & 1% rule validation
Rapidly score any deal with state-aware property tax rates, 1% rule tests, cap rates, cash-on-cash returns, and Haven investment scores.
NOI Calculator
Net Operating Income & Operating Expense Ratio
Break down pure property operating profitability. Deduct taxes, insurance, management, maintenance, and utilities before debt service.
Cap Rate Calculator
Instant capitalization rate for any investment property
Enter your net operating income (NOI) and property value to calculate your cap rate in seconds. Understand what a good cap rate looks like in 2026 US markets.
Cash-on-Cash Calculator
Measure your annual cash return on invested capital
Calculate cash-on-cash return for any rental property. Enter your annual pre-tax cash flow and total cash invested to see your real return percentage.
BRRRR Calculator
Model your Buy-Rehab-Rent-Refinance-Repeat deal
Enter your purchase price, rehab cost, ARV, and rent to see how much capital you can recycle after refinancing — and what your cash-on-cash return looks like.
Rent vs Buy Calculator
Should you rent or buy? Find your break-even year
Compare net worth from buying versus renting and investing the difference, including closing costs, taxes, maintenance, and appreciation.
Airbnb Calculator
Short-term rental income, profit & break-even occupancy
Estimate Airbnb revenue from nightly rate and occupancy, subtract host fees, cleaning, and fixed costs, and see the occupancy you need to break even.
Ready to go beyond the calculator?
Haven's full platform runs Bull / Likely / Bear ROI scenarios per property, surfaces investment deals, and conducts a multi-factor risk assessment across public datasets and regional hazard benchmarks — so the numbers you plug into these calculators reflect real property economics.
Calculator FAQ
Are these real estate calculators free to use?
Yes — all Haven tools are completely free with no signup required. They run entirely in your browser.
Which calculator should I use first?
Start with the cap rate calculator to quickly screen a deal, then use the cash-on-cash calculator to model your returns after financing. Use the BRRRR calculator if you're planning a value-add renovation strategy.
How accurate are these calculators?
The calculators use standard real estate investment formulas. Accuracy depends on the quality of your inputs — particularly your NOI estimates and property value. Haven's full platform provides in-depth AI analysis to help you get these inputs right.
Can I use Haven's tools to analyze any US market?
Yes. The calculators work for any US property. For deeper market-specific analysis across 50+ US metros, Haven's full investment platform provides AI-powered insights and AI listing analysis.