For SaleRisky Deal90 days on market
106 BAY Street
106 BAY Street, Neptune Beach, FL 32266, Neptune Beach, FL 32266
$2,690,000
Estimate®:$2,458,100
Listing Price
106 BAY Street, Neptune Beach, FL 32266
Loc: Neptune Beach, FL
Days Listed
90
Tax Assessed
$1947k
Estimate®
$2458k
Market Rate
Lot Size
7,405 sqft
Rent Estimate
$7,975/mo
Est. Cash Flow base
Type
single family
More Than Just a Property
We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.
4.9
Safety Score
A+
Schools
Nearby Schools
Educational options and performance ratings in the area.
8
Neptune Beach Elementary School
PK-5
1.2 mi away
7
Duncan U. Fletcher Middle School
6-8
0.8 mi away
5
Duncan U. Fletcher High School
9-12
0.7 mi away
Property Overview
No property narrative or remarks were supplied in the source listing records. Underwriting and financial metrics are calculated directly from public record data and MLS attributes.
Features & Amenities
coastalbeachsidetwo-storygabled rooflarge balconywood sidingdrivewaytropical landscapingresidentialvacation homeocean proximitysuburbandeck
Haven AI Verdict
Recommendation
Risky
Confidence Score: 5/10
Exercise caution due to potential market volatility.
Cap Rate
1.43%
Total ROI
-10.1%
Cash Flow
$-10,752/mo
DSCR
0.23
Was this AI Verdict accurate?
Data provided by Haven AI. Disclaimer
Haven AI
Property yields an estimated $-10,752/mo net cash flow with a 1.4% cap rate. Underwriting indicates risky fundamentals for long-term hold.
Strengths
- • Prime residential location in Neptune Beach, FL
- • Long-term capital appreciation corridor
Considerations
- • Verify historical operating expenses and local tax assessment
- • Confirm current lease terms and tenant estoppel certificates
10-Year Price Projection
Price & Tax History
Price History
| Date | Event | Price | Price/sqft |
|---|---|---|---|
| 2026-09-18 | Price change | $2,690,000 | $555 |
| 2026-06-27 | Listed for sale | $2,890,000 | $597 |
| 2021-03-24 | Listing removed | $0 | – |
| 2018-10-15 | Listing removed | $2,100 | – |
| 2018-10-08 | Listed for rent | $2,100 | – |
| 2018-08-24 | Listing removed | $2,300 | – |
| 2018-07-30 | Listed for rent | $2,300 | – |
Tax History
| Year | Property Tax | Tax Assessment |
|---|---|---|
| 2025 | $3,024.26 | $211,313 |
| 2024 | $2,945.81 | $205,370 |
| 2023 | $7,657.65 | $432,138 |
| 2022 | $6,495.75 | $405,144 |
| 2021 | $5,949.53 | $380,247 |
| 2020 | $5,842.12 | $372,041 |
| 2019 | $5,640.66 | $354,925 |
| 2018 | $5,328.34 | $335,723 |
| 2017 | $5,328.34 | $356,997 |
| 2016 | $5,782.07 | $346,736 |
| 2015 | $5,701 | $334,591 |
| 2014 | $5,576.08 | $325,789 |
| 2013 | $0 | $302,513 |
| 2012 | $0 | $319,846 |
| 2011 | $0 | $326,104 |
| 2010 | $0 | $372,375 |
| 2009 | $0 | $380,437 |
| 2006 | $0 | $728,050 |
| 2005 | $5,805.71 | $344,262 |
| 2004 | $0 | $320,393 |
| 2003 | $5,422.39 | $310,379 |
| 2002 | $0 | $302,100 |
| 2001 | $0 | $286,441 |
| 2000 | $0 | $248,156 |
| 1999 | $0 | $203,508 |
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