For SaleRisky Deal22 days on market
323 Prudence Ln
323 Prudence Ln, Panama City Beach, FL 32408, Panama City Beach, FL 32408
$395,000
Estimate®:$377,000
Listing Price
323 Prudence Ln, Panama City Beach, FL 32408
Loc: Panama City Beach, FL
Days Listed
22
Tax Assessed
$280k
Estimate®
$377k
Market Rate
Lot Size
0.37 acres
Rent Estimate
$2,153/mo
Est. Cash Flow base
Type
single family
More Than Just a Property
We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.
4.9
Safety Score
A+
Schools
Nearby Schools
Educational options and performance ratings in the area.
9
Patronis Elementary School
K-5
0.4 mi away
7
Surfside Middle School
PK-12
6 mi away
4
J.R. Arnold High School
9-12
4 mi away
Property Overview
No property narrative or remarks were supplied in the source listing records. Underwriting and financial metrics are calculated directly from public record data and MLS attributes.
Features & Amenities
ranch stylesingle storyattached garagemetal roofvinyl sidinglarge lotwooded settingshaded drivewaysuburbanoutdoor storage shedresidentialtraditionalspacious lawn
Haven AI Verdict
Recommendation
Risky
Confidence Score: 5/10
Exercise caution due to potential market volatility.
Cap Rate
3.74%
Total ROI
40.1%
Cash Flow
$-818/mo
DSCR
0.60
Was this AI Verdict accurate?
Data provided by Haven AI. Disclaimer
Haven AI
Property yields an estimated $-818/mo net cash flow with a 3.7% cap rate. Underwriting indicates risky fundamentals for long-term hold.
Strengths
- • Prime residential location in Panama City Beach, FL
- • Long-term capital appreciation corridor
Considerations
- • Verify historical operating expenses and local tax assessment
- • Confirm current lease terms and tenant estoppel certificates
10-Year Price Projection
Price & Tax History
Price History
| Date | Event | Price | Price/sqft |
|---|---|---|---|
| 2026-09-23 | Price change | $395,000 | $297 |
| 2026-09-03 | Listed for sale | $399,900 | $300 |
| 2026-08-20 | Listing removed | $399,999 | $300 |
| 2026-06-05 | Price change | $399,999 | $300 |
| 2026-05-28 | Price change | $414,900 | $311 |
| 2026-03-28 | Listed for sale | $420,000 | $315 |
| 2026-02-16 | Listing removed | $405,000 | $304 |
| 2026-01-27 | Price change | $405,000 | $304 |
| 2025-10-29 | Listed for sale | $375,000 | $282 |
| 2022-03-25 | Sold | $375,200 | $282 |
| 2022-03-02 | Pending sale | $349,900 | $263 |
| 2022-02-26 | Listed for sale | $349,900 | $263 |
| 2016-05-26 | Sold | $175,000 | $131 |
| 2016-03-11 | Price change | $179,900 | $135 |
| 2016-01-27 | Price change | $185,000 | $139 |
| 2015-10-29 | Listed for sale | $189,000 | $142 |
Tax History
| Year | Property Tax | Tax Assessment |
|---|---|---|
| 2025 | $2,554.32 | $280,050 |
| 2024 | $2,869.92 | $274,477 |
| 2023 | $2,915.8 | $274,052 |
| 2022 | $2,314.84 | $195,342 |
| 2020 | $2,003.97 | $161,440 |
| 2019 | $1,947.32 | $154,808 |
| 2018 | $1,947.32 | $150,100 |
| 2017 | $1,918.79 | $148,750 |
| 2016 | $1,914.62 | $117,695 |
| 2015 | $644.83 | $82,744 |
| 2014 | $644.83 | $82,087 |
| 2013 | $0 | $80,874 |
| 2012 | $0 | $81,908 |
| 2011 | $0 | $77,206 |
| 2010 | $0 | $76,065 |
| 2009 | $0 | $74,065 |
| 2008 | $0 | $73,991 |
| 2007 | $0 | $71,836 |
| 2006 | $0 | $70,084 |
| 2005 | $0 | $68,042 |
| 2004 | $0 | $66,060 |
| 2003 | $0 | $64,828 |
| 2002 | $0 | $63,309 |
| 2001 | $0 | $62,312 |
| 2000 | $0 | $61,694 |
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