For SaleRisky Deal28 days on market
220 Miracle Ln
220 Miracle Ln, Santa Cruz, CA 95060, Santa Cruz, CA 95060
$1,699,000
Estimate®:$1,654,100
Listing Price
220 Miracle Ln, Santa Cruz, CA 95060
Loc: Santa Cruz, CA
Days Listed
28
Tax Assessed
$1883k
Estimate®
$1654k
Market Rate
Lot Size
0.90 acres
Rent Estimate
$6,318/mo
Est. Cash Flow base
Type
single family
More Than Just a Property
We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.
4.9
Safety Score
A+
Schools
Nearby Schools
Educational options and performance ratings in the area.
8
De Laveaga Elementary School
K-5
1.9 mi away
6
California Connections Academy Monterey Bay
K-12
2.1 mi away
Property Overview
No property narrative or remarks were supplied in the source listing records. Underwriting and financial metrics are calculated directly from public record data and MLS attributes.
Features & Amenities
Single Family Residence, Residential1986Central Forced Air, Fireplace(s)Ceiling Fan(s), Central Air2 Attached Garage spaces0.90 Acres28 Days$578
Haven AI Verdict
Recommendation
Risky
Confidence Score: 5/10
Exercise caution due to potential market volatility.
Cap Rate
2.00%
Total ROI
2.4%
Cash Flow
$-5,978/mo
DSCR
0.32
Was this AI Verdict accurate?
Data provided by Haven AI. Disclaimer
Haven AI
Property yields an estimated $-5,978/mo net cash flow with a 2.0% cap rate. Underwriting indicates risky fundamentals for long-term hold.
Strengths
- • Prime residential location in Santa Cruz, CA
- • Long-term capital appreciation corridor
Considerations
- • Verify historical operating expenses and local tax assessment
- • Confirm current lease terms and tenant estoppel certificates
10-Year Price Projection
Price & Tax History
Price History
| Date | Event | Price | Price/sqft |
|---|---|---|---|
| 2026-08-27 | Listed for sale | $1,699,000 | $578 |
| 2026-08-27 | Listing removed | $1,699,000 | $578 |
| 2026-08-12 | Listed for sale | $1,699,000 | $578 |
| 2022-06-22 | Sold | $1,740,000 | $592 |
| 2022-06-05 | Contingent | $1,749,000 | $595 |
| 2022-05-25 | Listed for sale | $1,749,000 | $595 |
| 2018-07-16 | Sold | $1,000,000 | $340 |
| 2018-06-20 | Pending sale | $999,000 | $340 |
| 2018-06-12 | Price change | $999,000 | $340 |
| 2018-05-22 | Listed for sale | $1,199,000 | $408 |
| 2016-06-13 | Sold | $840,000 | $286 |
| 2016-04-21 | Pending sale | $799,995 | $272 |
| 2016-04-07 | Listed for sale | $799,995 | $272 |
Tax History
| Year | Property Tax | Tax Assessment |
|---|---|---|
| 2026 | $0 | $1,883,432 |
| 2025 | $21,812.66 | $1,846,502 |
| 2024 | $20,351.8 | $1,810,296 |
| 2023 | $20,084.46 | $1,774,800 |
| 2022 | $12,603.82 | $1,082,478 |
| 2021 | $12,015.06 | $1,044,268 |
| 2020 | $11,770.94 | $1,020,000 |
| 2019 | $11,517.04 | $1,000,000 |
| 2018 | $10,128.58 | $873,936 |
| 2017 | $9,996.68 | $856,800 |
| 2016 | $4,864 | $412,163 |
| 2015 | $4,700.92 | $405,972 |
| 2014 | $4,623.62 | $398,020 |
| 2012 | $0 | $388,452 |
| 2011 | $0 | $380,835 |
| 2010 | $0 | $377,989 |
| 2009 | $0 | $378,887 |
| 2008 | $0 | $371,458 |
| 2007 | $0 | $364,175 |
| 2006 | $0 | $357,034 |
| 2005 | $0 | $350,033 |
| 2004 | $0 | $343,169 |
| 2003 | $0 | $336,879 |
| 2002 | $0 | $330,273 |
| 2001 | $0 | $323,797 |
| 2000 | $0 | $317,448 |
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