For SaleRisky Deal127 days on market

640 ENCARNACION STREET

640 ENCARNACION STREET, PUNTA GORDA, FL 33983, Port Charlotte, FL 33983
$362,000
Estimate®:$355,000

Listing Price

Property image 1
640 ENCARNACION STREET, PUNTA GORDA, FL 33983
Loc: Port Charlotte, FL
Days Listed
127
Tax Assessed
$414k
Estimate®
$355k
Market Rate
Lot Size
0.25 acres
Rent Estimate
$2,357/mo
Est. Cash Flow base
Type
single family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

8

Deep Creek Elementary School

PK-5
2.3 mi away
4

Punta Gorda Middle School

6-8
6.4 mi away
5

Charlotte High School

9-12
6.5 mi away
Haven Underwritten Market·Moderate DSCR (0.68x)

Charlotte, NC Investment Analysis (2026)

Cap Rate: 4.22% · Median Rent: $2,300/mo · Effective Tax: 0.8%

Open Charlotte Market Underwrite

Property Overview

No property narrative or remarks were supplied in the source listing records. Underwriting and financial metrics are calculated directly from public record data and MLS attributes.

Features & Amenities

ranch stylestucco exteriorstone veneerthree car garagescreened-in porchcovered entrywaysingle-storysuburbanpaved drivewaymodern residentiallandscapedpalm treesgabled rooflow maintenance

Haven AI Verdict

Recommendation
Risky
Confidence Score: 1/10
Exercise caution due to potential market volatility.
Cap Rate
4.30%
Total ROI
52.2%
Cash Flow
$-582/mo
DSCR
0.69
Was this AI Verdict accurate?

Data provided by Haven AI. Disclaimer

Haven AI

Property yields an estimated $-582/mo net cash flow with a 4.3% cap rate. Underwriting indicates risky fundamentals for long-term hold.

Strengths
  • • Prime residential location in Port Charlotte, FL
  • • Long-term capital appreciation corridor
Considerations
  • • Verify historical operating expenses and local tax assessment
  • • Confirm current lease terms and tenant estoppel certificates

10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-09-15Price change$362,000$175
2026-08-19Price change$367,500$178
2026-08-06Price change$368,000$178
2026-07-21Price change$369,000$179
2026-07-10Price change$374,000$181
2026-06-09Price change$375,000$182
2026-05-20Listed for sale$399,000$193
2026-05-11Listing removed$399,000$193
2026-05-01Price change$399,000$193
2026-04-27Price change$405,998$197
2026-04-08Price change$405,999$197
2026-04-06Price change$415,999$201
2026-03-23Price change$419,998$203
2026-03-08Price change$419,999$203
2026-03-01Price change$424,994$206
2026-02-21Price change$424,995$206
2026-02-13Price change$424,996$206
2026-02-09Price change$424,998$206
2026-02-09Price change$424,997$206
2026-02-04Price change$424,998$206
2026-01-09Price change$424,999$206
2025-11-15Price change$444,998$215
2025-10-16Price change$445,998$216
2025-10-13Price change$445,999$216
2025-09-11Listed for sale$446,000$216
2021-05-19Sold$268,200$130
2020-04-08Sold$18,000$9
2019-03-20Sold$3,900$2

Tax History

YearProperty TaxTax Assessment
2025$5,021.37$311,422
2024$4,903.02$302,645
2023$4,882.94$293,830
2022$4,615.35$285,272
2021$561.16$15,300
2020$502.85$12,240
2019$418.02$3,577
2018$386.38$3,252
2017$386.38$7,863
2016$370.91$2,687
2015$369.76$2,443
2014$343.65$2,221
2013$34.98$1,913
2012$32.51$2,338
2011$39.38$2,338
2010$61.86$3,613
2009$84.7$5,313
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
4
Baths
2
Sq Ft
2,066

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