For SaleRisky Deal101 days on market
321 S 14th St
321 S 14th St, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034
$499,000
Estimate®:$490,100
Listing Price
321 S 14th St, Fernandina Beach, FL 32034
Loc: Fernandina Beach, FL
Days Listed
101
Tax Assessed
$500k
Estimate®
$490k
Market Rate
Lot Size
6,098 sqft
Rent Estimate
$2,689/mo
Est. Cash Flow base
Type
single family
More Than Just a Property
We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.
4.9
Safety Score
A+
Schools
Nearby Schools
Educational options and performance ratings in the area.
6
Fernandina Beach High School
PK,3,8-12
0.4 mi away
10
Fernandina Beach Middle School
6-8
0.5 mi away
N/A
Southside Elementary School
PK-2
0.7 mi away
Property Overview
No property narrative or remarks were supplied in the source listing records. Underwriting and financial metrics are calculated directly from public record data and MLS attributes.
Features & Amenities
Single Family Residence2017Heat PumpHeat Pump2 Garage spaces6,098 sqft101 Days$308
Haven AI Verdict
Recommendation
Risky
Confidence Score: 5/10
Exercise caution due to potential market volatility.
Cap Rate
3.40%
Total ROI
32.7%
Cash Flow
$-1,177/mo
DSCR
0.55
Was this AI Verdict accurate?
Data provided by Haven AI. Disclaimer
Haven AI
Property yields an estimated $-1,177/mo net cash flow with a 3.4% cap rate. Underwriting indicates risky fundamentals for long-term hold.
Strengths
- • Prime residential location in Fernandina Beach, FL
- • Long-term capital appreciation corridor
Considerations
- • Verify historical operating expenses and local tax assessment
- • Confirm current lease terms and tenant estoppel certificates
10-Year Price Projection
Price & Tax History
Price History
| Date | Event | Price | Price/sqft |
|---|---|---|---|
| 2026-09-22 | Price change | $499,000 | $308 |
| 2026-09-04 | Pending sale | $519,000 | $320 |
| 2026-07-23 | Price change | $519,000 | $320 |
| 2026-06-15 | Listed for sale | $529,000 | $326 |
| 2026-06-01 | Listing removed | $550,000 | $339 |
| 2026-05-20 | Price change | $550,000 | $339 |
| 2026-05-12 | Listed for sale | $560,000 | $345 |
| 2026-04-08 | Pending sale | $560,000 | $345 |
| 2026-02-24 | Price change | $560,000 | $345 |
| 2025-12-15 | Listed for sale | $570,000 | $352 |
| 2023-10-17 | Listing removed | $0 | – |
| 2023-10-15 | Listed for rent | $2,850 | $2 |
| 2023-06-06 | Listing removed | $0 | – |
| 2023-05-25 | Price change | $2,995 | $2 |
| 2023-04-19 | Listed for rent | $3,250 | $2 |
| 2017-08-30 | Sold | $266,000 | $164 |
Tax History
| Year | Property Tax | Tax Assessment |
|---|---|---|
| 2025 | $4,727.05 | $304,177 |
| 2024 | $4,654.3 | $295,604 |
| 2023 | $4,615.16 | $286,994 |
| 2022 | $4,340.03 | $278,635 |
| 2021 | $4,339.39 | $270,519 |
| 2020 | $4,377.52 | $266,784 |
| 2019 | $4,496.47 | $260,786 |
| 2018 | $4,496.47 | $255,923 |
| 2017 | $4,343.2 | $37,510 |
| 2016 | $747.61 | $31,000 |
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