For SaleRisky Deal0 days on market
644 ISLAND WAY #406
644 ISLAND WAY #406, CLEARWATER, FL 33767, Clearwater, FL 33767
$439,000
Estimate®:$410,400
Listing Price
644 ISLAND WAY #406, CLEARWATER, FL 33767
Loc: Clearwater, FL
Days Listed
0
Tax Assessed
$371k
Estimate®
$410k
Market Rate
Rent Estimate
$3,005/mo
Est. Cash Flow base
Type
condo
More Than Just a Property
We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.
4.9
Safety Score
A+
Schools
Nearby Schools
Educational options and performance ratings in the area.
8
Sandy Lane Elementary School
PK-5
2.4 mi away
9
Dunedin Highland Middle School
6-8
2.8 mi away
5
Clearwater High School
9-12
4.3 mi away
Property Overview
No property narrative or remarks were supplied in the source listing records. Underwriting and financial metrics are calculated directly from public record data and MLS attributes.
Features & Amenities
mid-risecondominiumwaterfrontmodernstuccoswimming poolcovered parkingbalconiescoastalresort-styletropical landscapingmarina viewmulti-family
Haven AI Verdict
Recommendation
Risky
Confidence Score: 1/10
Exercise caution due to potential market volatility.
Cap Rate
4.89%
Total ROI
65.2%
Cash Flow
$-487/mo
DSCR
0.79
Was this AI Verdict accurate?
Data provided by Haven AI. Disclaimer
Haven AI
Property yields an estimated $-487/mo net cash flow with a 4.9% cap rate. Underwriting indicates risky fundamentals for long-term hold.
Strengths
- • Prime residential location in Clearwater, FL
- • Long-term capital appreciation corridor
Considerations
- • Verify historical operating expenses and local tax assessment
- • Confirm current lease terms and tenant estoppel certificates
10-Year Price Projection
Price & Tax History
Price History
| Date | Event | Price | Price/sqft |
|---|---|---|---|
| 2026-09-23 | Listed for sale | $439,000 | $329 |
| 2024-10-17 | Listing removed | $425,000 | $318 |
| 2024-08-29 | Listed for sale | $425,000 | $318 |
| 2019-12-13 | Sold | $253,000 | $190 |
| 2019-11-03 | Pending sale | $252,900 | $189 |
| 2019-10-29 | Listed for sale | $252,900 | $189 |
| 2018-05-03 | Sold | $216,000 | $162 |
| 2018-03-12 | Pending sale | $229,900 | $172 |
| 2018-03-01 | Price change | $229,900 | $172 |
| 2018-02-09 | Price change | $235,000 | $176 |
| 2018-01-06 | Price change | $239,000 | $179 |
| 2017-09-01 | Listed for sale | $249,900 | $187 |
| 2017-07-26 | Sold | $190,000 | $142 |
| 2016-04-22 | Listing removed | $175,000 | $131 |
| 2016-03-23 | Listed for sale | $175,000 | $131 |
| 2015-12-22 | Pending sale | $175,000 | $131 |
| 2015-11-03 | Price change | $175,000 | $131 |
| 2015-08-01 | Price change | $155,000 | $116 |
| 2015-05-08 | Price change | $164,400 | $123 |
| 2015-04-09 | Price change | $166,250 | $125 |
| 2015-03-10 | Price change | $175,000 | $131 |
| 2015-03-05 | Price change | $180,000 | $135 |
| 2015-02-17 | Price change | $185,000 | $139 |
| 2015-02-03 | Price change | $190,000 | $142 |
| 2014-11-15 | Price change | $145,000 | $109 |
| 2014-09-03 | Listed for sale | $202,000 | $151 |
| 2004-08-25 | Sold | $219,000 | $164 |
| 1998-05-01 | Sold | $100,000 | $75 |
Tax History
| Year | Property Tax | Tax Assessment |
|---|---|---|
| 2025 | $3,403.42 | $218,225 |
| 2024 | $3,216.57 | $212,075 |
| 2023 | $3,153.57 | $205,898 |
| 2022 | $3,055.99 | $199,901 |
| 2021 | $3,086.04 | $194,079 |
| 2020 | $3,071.62 | $191,399 |
| 2019 | $3,187.67 | $195,642 |
| 2018 | $3,187.67 | $189,878 |
| 2017 | $3,971.36 | $178,730 |
| 2016 | $3,136.57 | $164,617 |
| 2015 | $2,774.22 | $131,033 |
| 2014 | $2,773.28 | $130,806 |
| 2013 | $2,781.39 | $147,735 |
| 2012 | $2,311.92 | $107,634 |
| 2011 | $0 | $145,488 |
| 2010 | $0 | $129,231 |
| 2009 | $0 | $153,002 |
| 2008 | $3,843.56 | $188,800 |
| 2007 | $0 | $236,000 |
| 2005 | $0 | $188,400 |
| 2004 | $3,429.33 | $149,300 |
| 2003 | $3,458.15 | $149,800 |
| 2002 | $2,318.99 | $134,800 |
| 2001 | $2,318.99 | $100,400 |
| 2000 | $1,991.24 | $86,600 |
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