For SaleRisky Deal18 days on market
4545 DEBBIE LANE
4545 DEBBIE LANE, LUTZ, FL 33559, Lutz, FL 33559
$420,000
Estimate®:$415,500
Listing Price
4545 DEBBIE LANE, LUTZ, FL 33559
Loc: Lutz, FL
Days Listed
18
Tax Assessed
$381k
Estimate®
$416k
Market Rate
Lot Size
10,440 sqft
Rent Estimate
$3,054/mo
Est. Cash Flow base
Type
single family
More Than Just a Property
We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.
4.9
Safety Score
A+
Schools
Nearby Schools
Educational options and performance ratings in the area.
7
Veterans Elementary School
PK-5
0.5 mi away
6
Cypress Creek Middle School
6-8
4.3 mi away
5
Cypress Creek High School
9-12
4.6 mi away
Property Overview
No property narrative or remarks were supplied in the source listing records. Underwriting and financial metrics are calculated directly from public record data and MLS attributes.
Features & Amenities
ranch stylesingle-storymodernstucco exteriorstone accentsattached garagelarge front lawnmid-century influencelandscapedwide drivewayhorizontal windowsresidentialsuburban
Haven AI Verdict
Recommendation
Risky
Confidence Score: 1/10
Exercise caution due to potential market volatility.
Cap Rate
5.23%
Total ROI
72.5%
Cash Flow
$-349/mo
DSCR
0.84
Was this AI Verdict accurate?
Data provided by Haven AI. Disclaimer
Haven AI
Property yields an estimated $-349/mo net cash flow with a 5.2% cap rate. Underwriting indicates risky fundamentals for long-term hold.
Strengths
- • Prime residential location in Lutz, FL
- • Long-term capital appreciation corridor
Considerations
- • Verify historical operating expenses and local tax assessment
- • Confirm current lease terms and tenant estoppel certificates
10-Year Price Projection
Price & Tax History
Price History
| Date | Event | Price | Price/sqft |
|---|---|---|---|
| 2026-09-05 | Listed for sale | $420,000 | $169 |
| 2026-09-03 | Listing removed | $445,000 | $180 |
| 2026-07-09 | Price change | $445,000 | $180 |
| 2026-07-03 | Price change | $479,999 | $194 |
| 2026-06-10 | Listed for sale | $489,999 | $198 |
| 2026-02-09 | Listing removed | $470,000 | $190 |
| 2026-01-23 | Price change | $470,000 | $190 |
| 2025-12-10 | Price change | $480,000 | $194 |
| 2025-11-04 | Price change | $485,000 | $196 |
| 2025-09-10 | Price change | $499,999 | $202 |
| 2025-08-01 | Listed for sale | $515,000 | $208 |
| 2025-04-03 | Sold | $220,000 | $89 |
| 2020-03-17 | Sold | $248,000 | $100 |
| 2020-02-08 | Pending sale | $249,900 | $101 |
| 2020-01-28 | Price change | $249,900 | $101 |
| 2019-11-07 | Price change | $279,900 | $113 |
| 2019-09-23 | Listed for sale | $300,000 | $121 |
Tax History
| Year | Property Tax | Tax Assessment |
|---|---|---|
| 2025 | $4,249.72 | $274,560 |
| 2024 | $4,149.12 | $266,830 |
| 2023 | $3,998.58 | $266,830 |
| 2022 | $3,602.5 | $259,060 |
| 2021 | $3,536.65 | $244,197 |
| 2020 | $3,500.8 | $201,614 |
| 2019 | $3,489.91 | $199,229 |
| 2018 | $3,489.91 | $110,155 |
| 2017 | $1,352.81 | $110,155 |
| 2016 | $1,341.39 | $105,670 |
| 2015 | $1,296.33 | $104,935 |
| 2014 | $1,262.55 | $113,348 |
| 2013 | $0 | $71,309 |
| 2012 | $0 | $65,006 |
| 2011 | $0 | $133,044 |
| 2010 | $0 | $133,122 |
| 2009 | $0 | $163,244 |
| 2008 | $0 | $196,212 |
| 2007 | $0 | $213,468 |
| 2006 | $0 | $205,542 |
| 2005 | $0 | $152,362 |
| 2004 | $0 | $142,647 |
| 2003 | $0 | $110,665 |
| 2002 | $0 | $111,793 |
| 2000 | $0 | $95,997 |
| 1999 | $0 | $95,997 |
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