For SaleRisky Deal28 days on market
620 Mystery Spot Rd
620 Mystery Spot Rd, Santa Cruz, CA 95065, Santa Cruz, CA 95065
$995,000
Estimate®:$963,200
Listing Price
620 Mystery Spot Rd, Santa Cruz, CA 95065
Loc: Santa Cruz, CA
Days Listed
28
Tax Assessed
$933k
Estimate®
$963k
Market Rate
Lot Size
2.53 acres
Rent Estimate
$4,218/mo
Est. Cash Flow base
Type
single family
More Than Just a Property
We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.
4.9
Safety Score
A+
Schools
Nearby Schools
Educational options and performance ratings in the area.
8
De Laveaga Elementary School
K-5
2 mi away
6
California Connections Academy Monterey Bay
K-12
2.1 mi away
Property Overview
No property narrative or remarks were supplied in the source listing records. Underwriting and financial metrics are calculated directly from public record data and MLS attributes.
Features & Amenities
modern farmhouseopen conceptskylighthardwood flooringwhite vertical plankingcozyminimalistnatural lightingbreakfast barneutral color palettetransitionalspaciousbright
Haven AI Verdict
Recommendation
Risky
Confidence Score: 5/10
Exercise caution due to potential market volatility.
Cap Rate
2.61%
Total ROI
15.6%
Cash Flow
$-2,996/mo
DSCR
0.42
Was this AI Verdict accurate?
Data provided by Haven AI. Disclaimer
Haven AI
Property yields an estimated $-2,996/mo net cash flow with a 2.6% cap rate. Underwriting indicates risky fundamentals for long-term hold.
Strengths
- • Prime residential location in Santa Cruz, CA
- • Long-term capital appreciation corridor
Considerations
- • Verify historical operating expenses and local tax assessment
- • Confirm current lease terms and tenant estoppel certificates
10-Year Price Projection
Price & Tax History
Price History
| Date | Event | Price | Price/sqft |
|---|---|---|---|
| 2026-08-26 | Listed for sale | $995,000 | $735 |
| 2020-11-03 | Sold | $845,000 | $625 |
| 2020-09-25 | Pending sale | $849,000 | $627 |
| 2020-09-15 | Listed for sale | $849,000 | $627 |
| 2020-09-04 | Pending sale | $849,000 | $627 |
| 2020-08-31 | Price change | $849,000 | $627 |
| 2020-07-13 | Listed for sale | $899,000 | $664 |
| 2013-06-14 | Sold | $525,000 | $388 |
| 2013-05-08 | Listed for sale | $525,000 | $388 |
Tax History
| Year | Property Tax | Tax Assessment |
|---|---|---|
| 2026 | $0 | $932,948 |
| 2025 | $11,230.2 | $914,656 |
| 2024 | $10,459.18 | $896,720 |
| 2023 | $10,554.26 | $879,138 |
| 2022 | $10,425.6 | $861,900 |
| 2021 | $10,076.52 | $845,000 |
| 2020 | $7,301.86 | $591,142 |
| 2019 | $7,097.36 | $579,551 |
| 2018 | $7,020.6 | $568,187 |
| 2017 | $6,935.02 | $557,046 |
| 2016 | $6,472.48 | $546,124 |
| 2015 | $6,296.6 | $537,921 |
| 2014 | $6,194.44 | $205,475 |
| 2012 | $0 | $200,536 |
| 2011 | $0 | $196,604 |
| 2010 | $0 | $195,135 |
| 2009 | $0 | $195,599 |
| 2008 | $0 | $191,764 |
| 2007 | $0 | $188,004 |
| 2006 | $0 | $184,318 |
| 2005 | $0 | $180,704 |
| 2004 | $0 | $177,160 |
| 2003 | $0 | $173,913 |
| 2002 | $0 | $170,503 |
| 2001 | $0 | $167,160 |
| 2000 | $0 | $163,882 |
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