For SaleRisky Deal1 days on market
640 N Gardena St
640 N Gardena St, San Bernardino, CA 92411, San Bernardino, CA 92411
$499,000
Estimate®:$499,600$600 Under Market
Listing Price
640 N Gardena St, San Bernardino, CA 92411
Loc: San Bernardino, CA
Days Listed
1
Tax Assessed
$338k
Estimate®
$500k
0% Under Valued
Lot Size
7,000 sqft
Rent Estimate
$2,451/mo
Est. Cash Flow base
Type
single family
More Than Just a Property
We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.
4.9
Safety Score
A+
Schools
Nearby Schools
Educational options and performance ratings in the area.
6
Ramona-Alessandro Elementary School
K-6
0.2 mi away
1
Martin Luther King Jr. Middle School
7-8
0.8 mi away
4
Arroyo Valley High School
9-12
0.5 mi away
Property Overview
No property narrative or remarks were supplied in the source listing records. Underwriting and financial metrics are calculated directly from public record data and MLS attributes.
Features & Amenities
modern minimalistopen conceptwood flooringneutral color paletteceiling fanarched entrywaynatural lightranch stylecontemporary decorspaciousliving roomairyhome staginginviting
Haven AI Verdict
Recommendation
Risky
Confidence Score: 5/10
Exercise caution due to potential market volatility.
Cap Rate
3.43%
Total ROI
33.4%
Cash Flow
$-1,163/mo
DSCR
0.55
Was this AI Verdict accurate?
Data provided by Haven AI. Disclaimer
Haven AI
Property yields an estimated $-1,163/mo net cash flow with a 3.4% cap rate. Underwriting indicates risky fundamentals for long-term hold.
Strengths
- • Prime residential location in San Bernardino, CA
- • Long-term capital appreciation corridor
Considerations
- • Verify historical operating expenses and local tax assessment
- • Confirm current lease terms and tenant estoppel certificates
10-Year Price Projection
Price & Tax History
Price History
| Date | Event | Price | Price/sqft |
|---|---|---|---|
| 2026-09-23 | Listed for sale | $499,000 | $400 |
| 2026-07-27 | Sold | $395,000 | $317 |
| 2003-03-14 | Sold | $151,500 | $121 |
Tax History
| Year | Property Tax | Tax Assessment |
|---|---|---|
| 2026 | $0 | $338,358 |
| 2025 | $4,306.58 | $331,724 |
| 2024 | $4,217.3 | $325,220 |
| 2023 | $4,111.98 | $318,843 |
| 2022 | $3,165.72 | $237,035 |
| 2021 | $2,696.81 | $202,715 |
| 2020 | $2,701.43 | $200,636 |
| 2019 | $2,620.94 | $196,701 |
| 2018 | $2,589.92 | $192,844 |
| 2017 | $2,508.65 | $189,063 |
| 2016 | $2,508.65 | $176,000 |
| 2015 | $2,312.27 | $163,000 |
| 2014 | $2,066.37 | $136,000 |
| 2013 | $0 | $114,000 |
| 2012 | $0 | $55,200 |
| 2011 | $0 | $55,200 |
| 2010 | $0 | $55,200 |
| 2009 | $0 | $58,000 |
| 2008 | $0 | $167,050 |
| 2007 | $0 | $163,774 |
| 2006 | $0 | $160,563 |
| 2005 | $0 | $157,415 |
| 2004 | $0 | $154,328 |
| 2003 | $0 | $26,083 |
| 2002 | $0 | $25,572 |
| 2001 | $0 | $25,070 |
| 2000 | $0 | $24,579 |
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