For SaleRisky Deal1 days on market
514 Calle Montecito Unit 78
514 Calle Montecito Unit 78, Oceanside, CA 92057, Oceanside, CA 92057
$435,000
Estimate®:$433,200
Listing Price
514 Calle Montecito Unit 78, Oceanside, CA 92057
Loc: Oceanside, CA
Days Listed
1
Tax Assessed
$467k
Estimate®
$433k
Market Rate
Lot Size
6.97 acres
Rent Estimate
$2,668/mo
Est. Cash Flow base
Type
condo
More Than Just a Property
We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.
4.9
Safety Score
A+
Schools
Nearby Schools
Educational options and performance ratings in the area.
8
Libby Elementary School
K-5
0.2 mi away
6
Cesar Chavez Middle School
6-8
0.8 mi away
7
El Camino High School
9-12
2.4 mi away
Property Overview
No property narrative or remarks were supplied in the source listing records. Underwriting and financial metrics are calculated directly from public record data and MLS attributes.
Features & Amenities
kitchensubway tile backsplashgranite countertopsstainless steel appliancesgray cabinetsmodernrecessed lightingundercabinet lightinggas rangebuilt-in microwavedishwasherunder-mount sinktransitional style
Haven AI Verdict
Recommendation
Risky
Confidence Score: 1/10
Exercise caution due to potential market volatility.
Cap Rate
4.26%
Total ROI
51.5%
Cash Flow
$-713/mo
DSCR
0.68
Was this AI Verdict accurate?
Data provided by Haven AI. Disclaimer
Haven AI
Property yields an estimated $-713/mo net cash flow with a 4.3% cap rate. Underwriting indicates risky fundamentals for long-term hold.
Strengths
- • Prime residential location in Oceanside, CA
- • Long-term capital appreciation corridor
Considerations
- • Verify historical operating expenses and local tax assessment
- • Confirm current lease terms and tenant estoppel certificates
10-Year Price Projection
Price & Tax History
Price History
| Date | Event | Price | Price/sqft |
|---|---|---|---|
| 2026-09-22 | Listed for sale | $435,000 | $508 |
| 2025-11-02 | Listing removed | $478,999 | $560 |
| 2025-06-23 | Listed for sale | $490,000 | $572 |
| 2022-08-31 | Sold | $445,000 | $520 |
| 2022-07-23 | Pending sale | $425,000 | $496 |
| 2022-07-15 | Listed for sale | $425,000 | $496 |
| 2021-09-30 | Sold | $350,000 | $409 |
| 2015-12-18 | Listing removed | $1,400 | $2 |
| 2015-12-08 | Listed for rent | $1,400 | $2 |
| 2015-03-09 | Sold | $182,000 | $213 |
| 2015-02-06 | Price change | $185,000 | $216 |
| 2015-01-08 | Listed for sale | $189,000 | $221 |
| 2014-12-06 | Listing removed | $189,000 | $221 |
| 2014-10-26 | Listed for sale | $189,000 | $221 |
| 2014-05-03 | Listing removed | $1,295 | $2 |
| 2014-04-06 | Price change | $1,295 | $2 |
| 2014-03-26 | Listed for rent | $1,350 | $2 |
| 2013-05-21 | Sold | $141,500 | $165 |
| 2013-03-08 | Sold | $223,557 | $261 |
| 2012-10-11 | Listed for sale | $100,000 | $117 |
| 2005-12-06 | Sold | $278,000 | $325 |
Tax History
| Year | Property Tax | Tax Assessment |
|---|---|---|
| 2026 | $0 | $466,928 |
| 2025 | $5,160.98 | $457,774 |
| 2024 | $5,062.86 | $448,799 |
| 2023 | $4,907.34 | $440,000 |
| 2022 | $3,929.78 | $350,000 |
| 2021 | $2,340.98 | $202,072 |
| 2020 | $2,269.46 | $200,001 |
| 2019 | $2,161.4 | $196,080 |
| 2018 | $2,181.19 | $192,236 |
| 2017 | $2,141.48 | $188,468 |
| 2016 | $2,072.22 | $184,774 |
| 2015 | $1,629.26 | $146,620 |
| 2014 | $1,567.62 | $143,749 |
| 2013 | $0 | $100,000 |
| 2012 | $0 | $95,000 |
| 2011 | $0 | $95,000 |
| 2010 | $0 | $95,000 |
| 2009 | $0 | $136,000 |
| 2008 | $0 | $195,000 |
| 2007 | $0 | $283,458 |
| 2006 | $0 | $277,900 |
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