For SaleRisky Deal6 days on market

746 W 21st St

746 W 21st St, San Pedro, CA 90731, San Pedro, CA 90731
$449,000
Estimate®:$613,900$164,900 Under Market

Listing Price

Property image 1
746 W 21st St, San Pedro, CA 90731
Loc: San Pedro, CA
Days Listed
6
Tax Assessed
$444k
Estimate®
$614k
27% Under Valued
Lot Size
5,008 sqft
Rent Estimate
$2,508/mo
Est. Cash Flow base
Type
single family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

6

Leland Street Elementary School

K-5
0.4 mi away
4

Richard Henry Dana Middle School

6-8
0.4 mi away
7

San Pedro Senior High School

9-12
0.5 mi away

Property Overview

No property narrative or remarks were supplied in the source listing records. Underwriting and financial metrics are calculated directly from public record data and MLS attributes.

Features & Amenities

single-storybungalowcompactpitched roofmetal roofstucco exteriorcozysuburbanlush landscapingshaded entrywayresidentialdaylight viewbackyard viewmulti-family context

Haven AI Verdict

Recommendation
Risky
Confidence Score: 5/10
Exercise caution due to potential market volatility.
Cap Rate
3.82%
Total ROI
41.8%
Cash Flow
$-901/mo
DSCR
0.61
Was this AI Verdict accurate?

Data provided by Haven AI. Disclaimer

Haven AI

Property yields an estimated $-901/mo net cash flow with a 3.8% cap rate. Underwriting indicates risky fundamentals for long-term hold.

Strengths
  • Prime residential location in San Pedro, CA
  • Long-term capital appreciation corridor
Considerations
  • Verify historical operating expenses and local tax assessment
  • Confirm current lease terms and tenant estoppel certificates

10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-09-11Listed for sale$449,000$751
2017-03-24Sold$375,000$627
2017-02-09Pending sale$375,000$627
2017-01-07Listed for sale$375,000$627
2016-10-13Listing removed$375,000$627
2016-06-27Price change$375,000$627
2016-04-06Listed for sale$399,999$669
1998-04-29Sold$101,000$169
1996-03-08Sold$70,000$117

Tax History

YearProperty TaxTax Assessment
2026$0$443,917
2025$5,309.45$435,214
2024$5,295.94$426,682
2023$5,194.33$418,316
2022$4,952.11$410,115
2021$4,892.85$402,074
2020$4,941.19$397,952
2019$4,941.19$390,150
2018$4,684.25$382,500
2017$4,684.25$385,000
2016$4,615.3$385,000
2015$4,601.88$409,000
2014$3,812.13$311,000
2012$0$295,000
2011$0$272,000
2010$0$272,000
2009$0$359,400
2008$0$388,100
2007$0$399,641
2006$0$391,806
2005$0$299,115
2004$0$287,500
2003$0$111,347
2002$0$109,165
2000$0$104,927
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
2
Baths
1
Sq Ft
598
Address-Level Value-Add Underwriting

ARV, Rehab & Maximum Allowable Offer (MAO)

Model contractor scopes, estimated after-repair value (ARV) projections, and determine your purchase price ceiling to protect target margins.

Modeled value-add projection (+18% baseline) for 2b/1ba in San Pedro
+18% vs. list
$
$26,910
75% Rule
Maximum Allowable Offer (MAO)
$370,455

Calculated as (75% × $529,820) − $26,910

Asking Price is $78,545 (17.5%) Above MAO
To achieve your target margin of 25%, submit an initial counteroffer closer to $370,455 based on $26,910 in required updates.
Current Asking Price:$449,000
Estimated ARV:$529,820
Estimated Renovation:$26,910
All-In Capital Basis (MAO + Rehab):$397,365
Projected Equity Margin:+$132,455
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Provenance:[Observed] List Price: $449,000[Observed] Rent: $2,508/mo[Estimated] Tax Rate: 0.75% (CA)[Estimated] Hazard Ins: $225/mo[Defaulted] Reserves: 23% OpEx Baseline
Haven ScoreRisky
0/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
3.82%

NOI: $17,145/yr

Cash-on-Cash Yield
-10.5%

On $103,270 invested

DSCR Ratio
0.61x

Negative debt coverage

5-Yr Leveraged ROI
+41.8%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
[Estimated]Property Taxes (0.75% of basis)-$277/mo
[Estimated]Homeowner / Hazard Insurance-$225/mo
[Defaulted]Vacancy Reserve (5% of rent)-$125/mo
[Defaulted]Repairs & Maintenance (10% of rent)-$251/mo
[Defaulted]Property Management (8% of rent)-$201/mo
Total Pure Operating Expenses-$1,079/mo
Net Investor Cash Flow
Gross Scheduled Rent+$2,508/mo
Less: Operating Expenses-$1,079/mo
Net Operating Income (NOI)+$1,429/mo
Less: Debt Service (30yr @ 6.75%)-$2,330/mo
Net Cash Flow
$-901/mo
$-10,813/year
Underwrite with Acquisition CalculatorsTransfer this property's exact numbers into dedicated underwriting tools:

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