For SaleRisky Deal1 days on market

976 Coppet St

976 Coppet St, Fairbanks, AK 99709, Fairbanks, AK 99709
$630,000

Listing Price

Property image 1
976 Coppet St, Fairbanks, AK 99709
Loc: Fairbanks, AK
Days Listed
1
Tax Assessed
$601k
Lot Size
0.32 acres
Type
single family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

4

Denali Elementary School

PK-5
1.4 mi away
4

Ryan Middle School

6-8
1.8 mi away
5

Lathrop High School

9-12
1.8 mi away

Property Overview

No property narrative or remarks were supplied in the source listing records. Underwriting and financial metrics are calculated directly from public record data and MLS attributes.

Features & Amenities

Single Family Residence1975Hot Water, Fireplace2 Attached Garage spaces0.32 Acres1 Day$101

Haven AI Verdict

Recommendation
Risky
Confidence Score: 2/10
Exercise caution due to potential market volatility.
Cap Rate
5.91%
Total ROI
87.2%
Cash Flow
$-168/mo
DSCR
0.95
Was this AI Verdict accurate?

Data provided by Haven AI. Disclaimer

Haven AI

Property yields an estimated $-168/mo net cash flow with a 5.9% cap rate. Underwriting indicates risky fundamentals for long-term hold.

Strengths
  • Favorable cap rate profile (5.9%)
  • Strong rental demand in Fairbanks
Considerations
  • Verify historical operating expenses and local tax assessment
  • Confirm current lease terms and tenant estoppel certificates

10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-09-15Listed for sale$630,000$101

Tax History

YearProperty TaxTax Assessment
2025$9,065.56$600,998
2024$8,629.64$572,597
2023$8,554.86$564,764
2022$9,813.64$584,306
2021$8,685.08$485,186
2020$8,348.22$467,763
2018$8,506.52$468,436
2017$7,004.66$447,232
2016$7,004.66$430,374
2015$7,051.14$423,816
2014$7,051.14$422,238
2013$0$422,308
2012$0$431,317
2011$0$431,457
2010$0$418,886
2009$0$431,905
2008$0$439,392
2007$8,852.68$470,887
2005$8,578.23$428,483
2003$6,449.6$319,287
2002$6,450.87$319,287
2001$6,123.55$301,861
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
6
Baths
5
Sq Ft
6,238
Address-Level Value-Add Underwriting

ARV, Rehab & Maximum Allowable Offer (MAO)

Model contractor scopes, estimated after-repair value (ARV) projections, and determine your purchase price ceiling to protect target margins.

Modeled value-add projection (+18% baseline) for 6b/5ba in Fairbanks
+18% vs. list
$
$280,710
75% Rule
Maximum Allowable Offer (MAO)
$276,840

Calculated as (75% × $743,400) − $280,710

Asking Price is $353,160 (56.1%) Above MAO
To achieve your target margin of 25%, submit an initial counteroffer closer to $276,840 based on $280,710 in required updates.
Current Asking Price:$630,000
Estimated ARV:$743,400
Estimated Renovation:$280,710
All-In Capital Basis (MAO + Rehab):$557,550
Projected Equity Margin:+$185,850
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Provenance:[Observed] List Price: $630,000[Estimated] Rent: $5,040/mo[Estimated] Tax Rate: 1.19% (AK)[Estimated] Hazard Ins: $184/mo[Defaulted] Reserves: 23% OpEx Baseline
Haven ScoreRisky
2/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
5.91%

NOI: $37,210/yr

Cash-on-Cash Yield
-1.4%

On $144,900 invested

DSCR Ratio
0.95x

Negative debt coverage

5-Yr Leveraged ROI
+87.2%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
[Estimated]Property Taxes (1.19% of basis)-$596/mo
[Estimated]Homeowner / Hazard Insurance-$184/mo
[Defaulted]Vacancy Reserve (5% of rent)-$252/mo
[Defaulted]Repairs & Maintenance (10% of rent)-$504/mo
[Defaulted]Property Management (8% of rent)-$403/mo
Total Pure Operating Expenses-$1,939/mo
Net Investor Cash Flow
Gross Scheduled Rent+$5,040/mo
Less: Operating Expenses-$1,939/mo
Net Operating Income (NOI)+$3,101/mo
Less: Debt Service (30yr @ 6.75%)-$3,269/mo
Net Cash Flow
$-168/mo
$-2,017/year
Underwrite with Acquisition CalculatorsTransfer this property's exact numbers into dedicated underwriting tools:

Similar Properties Nearby

Explore other investment opportunities in Fairbanks.