FOR_SALERisky Deal70 days on market

20621 Couples Ln

20621 Couples Ln, Bend, OR 97702, Bend, OR 97702
$614,900
Zestimate®:$594,200

Listing Price

Property image 1
20621 Couples Ln, Bend, OR 97702
Loc: Bend, OR
Days Listed
70
Tax Assessed
$668k
Zestimate®
$594k
Market Rate
Lot Size
6,098 sqft
Rent Estimate
$2,900/mo
Est. Cash Flow base
Type
single family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

7

R E Jewell Elementary School

K-5
0.5 mi away
6

High Desert Middle School

6-8
1.7 mi away
4

Caldera High School

9-12
1.2 mi away

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
3.59%
Total ROI
7.6%
Cash Flow
$-1,268/mo
DSCR
0.59
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Data provided by Haven AI. Disclaimer

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10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-09-13Pending sale$599,900$370
2026-09-10Price change$599,900$370
2026-08-05Price change$614,900$380
2026-06-25Listed for sale$634,900$392
2015-12-29Sold$283,000$175
2015-11-02Listed for sale$285,000$176
2010-05-25Sold$163,000$101
2010-03-23Sold$136,714$84
2009-12-18Listed for sale$150,000$93
2005-05-25Sold$229,860$142

Tax History

YearProperty TaxTax Assessment
2025$3,845.78$227,610
2024$3,700.12$220,990
2023$3,430.14$208,320
2022$3,299.34$208,320
2021$3,205.29$196,370
2020$0$196,370
2019$2,956.32$185,110
2018$2,956.32$185,110
2017$2,872.86$179,720
2016$2,659.38$174,490
2015$2,659.38$169,410
2014$2,585.71$164,480
2013$0$159,690
2012$0$155,040
2011$0$153,720
2010$0$149,250
2009$0$144,910
2008$0$140,690
2007$0$136,600
2006$0$132,630
2005$0$34,790
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
3
Baths
2
Sq Ft
1,620
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $614,900Rent Basis: Observed Comp Model ($2,900/mo)State Tax Benchmark: 0.97% (OR)Hazard Reserve: $179/mo
Haven ScoreRisky
0/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
2.95%

NOI: $18,164/yr

Cash-on-Cash Yield
-14.2%

On $141,427 invested

DSCR Ratio
0.47x

Negative debt coverage

5-Yr Leveraged ROI
+23.1%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
Property Taxes (0.97% of basis)-$540/mo
Homeowner / Hazard Insurance-$179/mo
Vacancy Reserve (5% of rent)-$145/mo
Repairs & Maintenance (10% of rent)-$290/mo
Property Management (8% of rent)-$232/mo
Total Pure Operating Expenses-$1,386/mo
Net Investor Cash Flow
Gross Scheduled Rent+$2,900/mo
Less: Operating Expenses-$1,386/mo
Net Operating Income (NOI)+$1,514/mo
Less: Debt Service (30yr @ 6.75%)-$3,191/mo
Net Cash Flow
$-1,677/mo
$-20,123/year
Underwrite with Acquisition CalculatorsTransfer this property's exact numbers into dedicated underwriting tools:

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