OFF_MARKETGood Deal8 days on market

124 Penny Brooke Ln

124 Penny Brooke Ln, Saint Augustine, FL 32092, Saint Augustine, FL 32092
$399,000

Listing Price

Property image 1
124 Penny Brooke Ln, Saint Augustine, FL 32092
Loc: Saint Augustine, FL
Days Listed
8
Tax Assessed
$458k
Lot Size
0.51 acres
Type
manufactured

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

9

Mill Creek Academy

K-8
5.1 mi away
6

Tocoi Creek High School

9-12
5.1 mi away

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
6.96%
Total ROI
24.5%
Cash Flow
$297/mo
DSCR
1.15
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10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-09-06Price change$394,900$211
2026-08-20Listed for sale$399,000$213
2026-08-15Listing removed$450,000$240
2026-02-27Listed for sale$450,000$240

Tax History

YearProperty TaxTax Assessment
2025$1,305.55$110,878
2024$1,110.26$107,753
2023$1,082.49$104,615
2022$1,033.03$101,568
2021$1,014.94$98,610
2020$1,007.92$97,249
2019$1,012.31$95,063
2018$1,012.31$93,290
2017$981.29$91,371
2016$981.29$91,371
2015$1,021.15$92,570
2014$1,066.2$92,119
2013$0$94,379
2012$0$95,510
2011$0$104,096
2010$0$104,061
2009$0$101,325
2008$0$101,325
2007$0$98,276
2006$0$95,879
2005$0$93,086
2004$0$90,375
2003$0$88,690
2002$0$88,690
2001$0$83,250
2000$0$71,740
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
3
Baths
2
Sq Ft
1,872
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $399,000Rent Basis: Modeled Estimate ($3,192/mo)State Tax Benchmark: 0.98% (FL)Hazard Reserve: $200/mo
Haven ScoreRisky
2/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
5.67%

NOI: $22,606/yr

Cash-on-Cash Yield
-2.4%

On $91,770 invested

DSCR Ratio
0.91x

Negative debt coverage

5-Yr Leveraged ROI
+82.0%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
Property Taxes (0.98% of basis)-$374/mo
Homeowner / Hazard Insurance-$200/mo
Vacancy Reserve (5% of rent)-$160/mo
Repairs & Maintenance (10% of rent)-$319/mo
Property Management (8% of rent)-$255/mo
Total Pure Operating Expenses-$1,308/mo
Net Investor Cash Flow
Gross Scheduled Rent+$3,192/mo
Less: Operating Expenses-$1,308/mo
Net Operating Income (NOI)+$1,884/mo
Less: Debt Service (30yr @ 6.75%)-$2,070/mo
Net Cash Flow
$-187/mo
$-2,238/year
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