FOR_SALEExcellent Deal6 days on market

18321 CITATION STREET

18321 CITATION STREET, LUTZ, FL 33549, Lutz, FL 33549
$625,000

Listing Price

Property image 1
18321 CITATION STREET, LUTZ, FL 33549
Loc: Lutz, FL
Days Listed
6
Tax Assessed
$526k
Lot Size
0.33 acres
Type
single family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

9

Lutz K-8 School

PK-8
1.3 mi away
3

Freedom High School

9-12
3.5 mi away
8

Liberty Middle School

6-8
3.4 mi away

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
7.44%
Total ROI
26.9%
Cash Flow
$714/mo
DSCR
1.23
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Data provided by Haven AI. Disclaimer

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10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-08-22Listed for sale$625,000$246
2025-02-20Listing removed$715,000$281
2025-01-23Listed for sale$715,000$281
1994-12-30Sold$173,500$68

Tax History

YearProperty TaxTax Assessment
2025$4,041.88$222,431
2024$3,710.12$216,162
2023$3,569.48$209,866
2022$3,384.06$203,753
2021$3,326.43$197,818
2020$3,236.86$195,087
2019$3,132.29$190,701
2018$3,132.29$187,145
2017$3,036.99$265,158
2016$2,992.81$179,526
2015$2,953.5$178,278
2014$2,985.45$176,863
2013$2,959.65$174,249
2012$2,947.55$171,336
2011$3,141.35$180,604
2010$3,230.44$186,322
2009$3,142.06$181,424
2008$3,140.67$181,243
2007$3,293.58$175,964
2006$3,472.25$171,672
2005$3,468.4$166,672
2004$0$162,373
2003$0$159,345
2002$0$155,610
2001$0$153,159
2000$3,208.36$154,660
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
4
Baths
3
Sq Ft
2,545
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $625,000Rent Basis: Modeled Estimate ($5,000/mo)State Tax Benchmark: 0.98% (FL)Hazard Reserve: $313/mo
Haven ScoreRisky
2/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
5.97%

NOI: $37,293/yr

Cash-on-Cash Yield
-1.1%

On $143,750 invested

DSCR Ratio
0.96x

Negative debt coverage

5-Yr Leveraged ROI
+88.6%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
Property Taxes (0.98% of basis)-$429/mo
Homeowner / Hazard Insurance-$313/mo
Vacancy Reserve (5% of rent)-$250/mo
Repairs & Maintenance (10% of rent)-$500/mo
Property Management (8% of rent)-$400/mo
Total Pure Operating Expenses-$1,892/mo
Net Investor Cash Flow
Gross Scheduled Rent+$5,000/mo
Less: Operating Expenses-$1,892/mo
Net Operating Income (NOI)+$3,108/mo
Less: Debt Service (30yr @ 6.75%)-$3,243/mo
Net Cash Flow
$-135/mo
$-1,623/year
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18321 CITATION STREET | Lutz, FL | Haven AI Analysis | Haven by ScoutHavens