FOR_SALERisky Deal83 days on market

10209 SW 20th Ter

10209 SW 20th Ter, Miami, FL 33165, Miami, FL 33165
$515,000

Listing Price

Property image 1
10209 SW 20th Ter, Miami, FL 33165
Loc: Miami, FL
Days Listed
83
Tax Assessed
$323k
Rent Estimate
$2,830/mo
Est. Cash Flow base
Type
single family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

10

Coral Park Elementary School

PK-5
0.7 mi away
6

Rockway Middle School

6-8
1 mi away
6

Miami Coral Park Senior High School

9-12
1.3 mi away
Haven Underwritten Market·Moderate (1.10 - 1.24x)

Miami, FL Investment Analysis (2026)

Cap Rate Range: 5.4% - 6.6% · Median Rent: $3,400/mo · Effective Tax: 0.91%

Open Miami Market Underwrite

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
4.95%
Total ROI
14.4%
Cash Flow
$-480/mo
DSCR
0.82
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Data provided by Haven AI. Disclaimer

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10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-06-20Price change$515,000$534
2026-05-31Listed for sale$519,000$538
2025-12-19Sold$375,100$389

Tax History

YearProperty TaxTax Assessment
2025$5,608.01$268,661
2024$5,353.2$244,238
2023$4,819.06$222,035
2022$4,310.61$201,850
2021$3,714.64$183,500
2020$3,878.6$192,250
2019$948.75$86,083
2018$890.92$84,478
2017$890.92$82,741
2016$894.33$81,040
2015$888.33$80,477
2014$903.71$79,839
2013$884.01$78,660
2012$884.01$77,346
2011$864.37$75,094
2010$872.05$73,985
2009$844.05$72,040
2007$844.15$69,873
2006$984.04$0
2005$984.04$0
2004$954.75$0
2003$851.84$0
2002$805.19$0
2001$805.19$0
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
2
Baths
2
Sq Ft
964
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $515,000Rent Basis: Observed Comp Model ($2,830/mo)State Tax Benchmark: 0.98% (FL)Hazard Reserve: $258/mo
Haven ScoreRisky
0/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
3.86%

NOI: $19,893/yr

Cash-on-Cash Yield
-10.3%

On $118,450 invested

DSCR Ratio
0.62x

Negative debt coverage

5-Yr Leveraged ROI
+42.8%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
Property Taxes (0.98% of basis)-$263/mo
Homeowner / Hazard Insurance-$258/mo
Vacancy Reserve (5% of rent)-$142/mo
Repairs & Maintenance (10% of rent)-$283/mo
Property Management (8% of rent)-$226/mo
Total Pure Operating Expenses-$1,172/mo
Net Investor Cash Flow
Gross Scheduled Rent+$2,830/mo
Less: Operating Expenses-$1,172/mo
Net Operating Income (NOI)+$1,658/mo
Less: Debt Service (30yr @ 6.75%)-$2,672/mo
Net Cash Flow
$-1,014/mo
$-12,174/year
Underwrite with Acquisition CalculatorsTransfer this property's exact numbers into dedicated underwriting tools:

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