FOR_SALENeutral Deal16 days on market

21910 Sheltering Spruce Loop

21910 Sheltering Spruce Loop, Chugiak, AK 99567, Chugiak, AK 99567
$649,000
Zestimate®:$642,500

Listing Price

Property image 1
21910 Sheltering Spruce Loop, Chugiak, AK 99567
Loc: Chugiak, AK
Days Listed
16
Tax Assessed
$599k
Zestimate®
$643k
Market Rate
Lot Size
0.56 acres
Rent Estimate
$4,078/mo
Est. Cash Flow base
Type
single family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

10

Chugiak Elementary School

PK-6
1.3 mi away
8

Mirror Lake Middle School

6-8
1 mi away
6

Chugiak High School

9-12
4.4 mi away

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
5.61%
Total ROI
17.7%
Cash Flow
$-249/mo
DSCR
0.92
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Data provided by Haven AI. Disclaimer

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10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-08-06Listed for sale$649,000$205
2013-05-17Sold$0
2011-09-07Sold$0

Tax History

YearProperty TaxTax Assessment
2025$8,576.25$598,900
2024$8,520.03$579,200
2023$7,731.18$516,100
2022$7,506.21$497,100
2021$0$466,700
2020$0$459,500
2019$0$453,400
2018$0$453,400
2017$5,249.55$428,300
2016$5,249.55$430,500
2015$5,249.55$426,500
2014$5,249.55$404,700
2013$0$399,600
2012$0$393,900
2011$0$384,000
2010$0$390,000
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
3
Baths
3
Sq Ft
3,173
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $649,000Rent Basis: Observed Comp Model ($4,078/mo)State Tax Benchmark: 1.19% (AK)Hazard Reserve: $189/mo
Haven ScoreRisky
1/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
4.36%

NOI: $28,286/yr

Cash-on-Cash Yield
-8.1%

On $149,270 invested

DSCR Ratio
0.70x

Negative debt coverage

5-Yr Leveraged ROI
+53.6%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
Property Taxes (1.19% of basis)-$594/mo
Homeowner / Hazard Insurance-$189/mo
Vacancy Reserve (5% of rent)-$204/mo
Repairs & Maintenance (10% of rent)-$408/mo
Property Management (8% of rent)-$326/mo
Total Pure Operating Expenses-$1,721/mo
Net Investor Cash Flow
Gross Scheduled Rent+$4,078/mo
Less: Operating Expenses-$1,721/mo
Net Operating Income (NOI)+$2,357/mo
Less: Debt Service (30yr @ 6.75%)-$3,368/mo
Net Cash Flow
$-1,010/mo
$-12,124/year
Underwrite with Acquisition CalculatorsTransfer this property's exact numbers into dedicated underwriting tools:

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21910 Sheltering Spruce Loop | Chugiak, AK | Haven AI Analysis | Haven by ScoutHavens