OFF_MARKETRisky Deal4 days on market

1437 E Cottonwood St

1437 E Cottonwood St, Ontario, CA 91761, Ontario, CA 91761
$820,000
Zestimate®:$825,400$5,400 Under Market

Listing Price

Property image 1
1437 E Cottonwood St, Ontario, CA 91761
Loc: Ontario, CA
Days Listed
4
Tax Assessed
$377k
Zestimate®
$825k
1% Under Valued
Lot Size
7,200 sqft
Rent Estimate
$4,013/mo
Est. Cash Flow base
Type
single family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

6

Levi H. Dickey Elementary School

K-6
0.2 mi away
6

Woodcrest Junior High School

7-8
1.1 mi away
5

Chino High School

9-12
3.5 mi away

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
4.18%
Total ROI
10.6%
Cash Flow
$-1,288/mo
DSCR
0.69
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10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-09-10Sold$812,000$407
2026-08-13Pending sale$820,000$411
2026-08-06Listed for sale$820,000$411
2023-05-05Listing removed$0
2023-04-28Price change$3,350$2
2023-04-13Listed for rent$3,950$2
2021-04-17Listing removed$0
2021-04-12Listed for rent$3,100$2
2013-02-08Sold$300,000$151
2009-11-23Sold$313,000$157
2009-08-25Sold$206,000$103
2009-05-23Price change$223,250$112
2009-03-27Listed for sale$237,500$119
2009-03-20Sold$256,080$128
2009-02-15Price change$275,000$138
2008-09-12Listed for sale$300,000$151
1998-10-22Sold$158,000$79

Tax History

YearProperty TaxTax Assessment
2026$0$376,819
2025$4,169.36$369,430
2024$4,059.43$362,187
2023$3,948.55$355,085
2022$3,847.92$348,122
2021$3,772.39$341,296
2020$3,723.36$337,796
2019$3,657.68$331,173
2018$3,576.6$324,679
2017$3,512.05$318,313
2016$3,512.05$312,071
2015$3,283.48$307,383
2014$3,217.58$301,362
2013$0$327,992
2012$0$321,561
2011$0$315,256
2010$0$312,900
2009$0$347,786
2008$0$340,966
2007$0$334,280
2006$0$327,726
2005$0$321,300
2004$0$315,000
2003$0$171,023
2002$0$167,670
2001$0$164,383
2000$0$161,160
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
4
Baths
3
Sq Ft
1,993
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $820,000Rent Basis: Observed Comp Model ($4,013/mo)State Tax Benchmark: 0.75% (CA)Hazard Reserve: $410/mo
Haven ScoreRisky
0/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
3.58%

NOI: $29,334/yr

Cash-on-Cash Yield
-11.5%

On $188,600 invested

DSCR Ratio
0.57x

Negative debt coverage

5-Yr Leveraged ROI
+36.6%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
Property Taxes (0.75% of basis)-$236/mo
Homeowner / Hazard Insurance-$410/mo
Vacancy Reserve (5% of rent)-$201/mo
Repairs & Maintenance (10% of rent)-$401/mo
Property Management (8% of rent)-$321/mo
Total Pure Operating Expenses-$1,569/mo
Net Investor Cash Flow
Gross Scheduled Rent+$4,013/mo
Less: Operating Expenses-$1,569/mo
Net Operating Income (NOI)+$2,444/mo
Less: Debt Service (30yr @ 6.75%)-$4,255/mo
Net Cash Flow
$-1,810/mo
$-21,724/year
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