OFF_MARKETRisky Deal2 days on market

623 Calle Miguel

623 Calle Miguel, San Clemente, CA 92672, San Clemente, CA 92672
$2,220,000
Zestimate®:$2,220,800$800 Under Market

Listing Price

Property image 1
623 Calle Miguel, San Clemente, CA 92672
Loc: San Clemente, CA
Days Listed
2
Tax Assessed
$1653k
Zestimate®
$2221k
0% Under Valued
Lot Size
0.25 acres
Rent Estimate
$7,905/mo
Est. Cash Flow base
Type
single family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

8

Clarence Lobo Elementary School

K-5
0.7 mi away
8

Shorecliffs Middle School

6-8
1.3 mi away
9

San Clemente High School

9-12
0.2 mi away

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
2.67%
Total ROI
3.0%
Cash Flow
$-6,294/mo
DSCR
0.44
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Data provided by Haven AI. Disclaimer

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10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-09-11Sold$2,415,000$1,060
2026-08-27Pending sale$2,220,000$974
2026-08-14Contingent$2,220,000$974
2026-08-05Listed for sale$2,220,000$974
2022-11-18Listed for rent$6,000$3
2022-10-03Sold$1,558,000$684
2022-09-20Pending sale$1,450,000$636
2022-09-03Contingent$1,450,000$636
2022-08-26Listed for sale$1,450,000$636
1995-09-11Sold$265,000$116

Tax History

YearProperty TaxTax Assessment
2026$0$1,653,361
2025$16,368$1,620,943
2024$16,096$1,589,160
2023$23,747.92$1,558,000
2022$4,142.64$414,837
2021$4,061.28$406,703
2020$4,020.28$402,533
2019$4,020.28$394,641
2018$3,940.06$386,903
2017$3,786.22$379,317
2016$3,786.22$371,880
2015$3,712.56$366,295
2014$3,583.74$359,120
2013$0$357,497
2012$0$350,488
2011$0$343,616
2010$0$341,048
2009$0$341,859
2008$0$335,156
2007$0$328,585
2006$0$322,143
2005$0$315,827
2004$0$309,635
2003$0$303,961
2002$0$298,001
2001$3,000.82$292,158
2000$2,946.44$286,430
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
4
Baths
2
Sq Ft
2,279
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $2,220,000Rent Basis: Observed Comp Model ($7,905/mo)State Tax Benchmark: 0.75% (CA)Hazard Reserve: $1,110/mo
Haven ScoreRisky
0/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
2.13%

NOI: $47,322/yr

Cash-on-Cash Yield
-17.8%

On $510,600 invested

DSCR Ratio
0.34x

Negative debt coverage

5-Yr Leveraged ROI
+5.2%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
Property Taxes (0.75% of basis)-$1,033/mo
Homeowner / Hazard Insurance-$1,110/mo
Vacancy Reserve (5% of rent)-$395/mo
Repairs & Maintenance (10% of rent)-$791/mo
Property Management (8% of rent)-$632/mo
Total Pure Operating Expenses-$3,962/mo
Net Investor Cash Flow
Gross Scheduled Rent+$7,905/mo
Less: Operating Expenses-$3,962/mo
Net Operating Income (NOI)+$3,943/mo
Less: Debt Service (30yr @ 6.75%)-$11,519/mo
Net Cash Flow
$-7,576/mo
$-90,907/year
Underwrite with Acquisition CalculatorsTransfer this property's exact numbers into dedicated underwriting tools:

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