OFF_MARKETRisky Deal5 days on market

2431 Frances St

2431 Frances St, Oakland, CA 94601, Oakland, CA 94601
$799,000
Zestimate®:$935,100$136,100 Under Market

Listing Price

Property image 1
2431 Frances St, Oakland, CA 94601
Loc: Oakland, CA
Days Listed
5
Tax Assessed
$905k
Zestimate®
$935k
15% Under Valued
Lot Size
6,098 sqft
Rent Estimate
$3,609/mo
Est. Cash Flow base
Type
single family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

1

Horace Mann Elementary School

K-5
0.4 mi away
5

Life Academy

6-12
0.8 mi away
2

Fremont High

9-12
0.5 mi away

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
3.02%
Total ROI
4.7%
Cash Flow
$-2,031/mo
DSCR
0.50
Was this AI Verdict accurate?

Data provided by Haven AI. Disclaimer

Checking Access...

Haven AI

Analyzing property data...

Checking Access...

10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-09-04Sold$1,000,000$772
2026-08-19Pending sale$799,000$617
2026-08-05Listed for sale$799,000$617
2020-09-22Sold$910,000$702
2020-08-21Pending sale$699,000$539
2020-08-16Listed for sale$699,000$539
2020-03-06Sold$540,000$417
2020-02-23Pending sale$374,998$289
2020-02-18Listed for sale$374,998$289

Tax History

YearProperty TaxTax Assessment
2026$0$905,000
2025$14,631.8$985,001
2024$14,101.9$965,691
2023$14,865.4$946,763
2022$14,520.02$928,200
2021$13,987.94$910,000
2020$2,047.54$49,559
2019$1,864.98$48,588
2018$1,715.42$47,635
2017$1,715.42$46,701
2016$1,556.94$45,786
2015$1,380.62$45,097
2014$1,380.62$44,214
2013$0$44,014
2012$0$43,151
2011$0$42,305
2010$0$41,989
2009$0$42,090
2008$0$41,264
2007$0$40,455
2006$0$39,662
2005$0$38,884
2004$0$38,123
2003$0$37,425
2002$0$36,691
2001$734.08$35,972
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
3
Baths
2
Sq Ft
1,296
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $799,000Rent Basis: Observed Comp Model ($3,609/mo)State Tax Benchmark: 0.75% (CA)Hazard Reserve: $400/mo
Haven ScoreRisky
0/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
2.72%

NOI: $21,760/yr

Cash-on-Cash Yield
-15.2%

On $183,770 invested

DSCR Ratio
0.44x

Negative debt coverage

5-Yr Leveraged ROI
+18.0%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
Property Taxes (0.75% of basis)-$566/mo
Homeowner / Hazard Insurance-$400/mo
Vacancy Reserve (5% of rent)-$180/mo
Repairs & Maintenance (10% of rent)-$361/mo
Property Management (8% of rent)-$289/mo
Total Pure Operating Expenses-$1,796/mo
Net Investor Cash Flow
Gross Scheduled Rent+$3,609/mo
Less: Operating Expenses-$1,796/mo
Net Operating Income (NOI)+$1,813/mo
Less: Debt Service (30yr @ 6.75%)-$4,146/mo
Net Cash Flow
$-2,333/mo
$-27,990/year
Underwrite with Acquisition CalculatorsTransfer this property's exact numbers into dedicated underwriting tools:

Similar Properties Nearby

Explore other investment opportunities in Oakland.

2431 Frances St | Oakland, CA | Haven AI Analysis | Haven by ScoutHavens