FOR_SALERisky Deal6 days on market

1260 Laguna Ln

1260 Laguna Ln, San Luis Obispo, CA 93405, San Luis Obispo, CA 93405
$899,000
Zestimate®:$853,000

Listing Price

Property image 1
1260 Laguna Ln, San Luis Obispo, CA 93405
Loc: San Luis Obispo, CA
Days Listed
6
Tax Assessed
$765k
Zestimate®
$853k
Market Rate
Lot Size
2,653 sqft
Rent Estimate
$4,003/mo
Est. Cash Flow base
Type
single family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

7

Smith (C. L.) Elementary School

K-6
0.3 mi away
9

Laguna Middle School

7-8
0.1 mi away
10

San Luis Obispo High School

9-12
2.8 mi away

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
3.43%
Total ROI
6.8%
Cash Flow
$-1,976/mo
DSCR
0.57
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Data provided by Haven AI. Disclaimer

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10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-09-04Price change$869,000$589
2026-08-04Listed for sale$899,000$609
2026-05-06Listing removed$749,000$508
2023-07-14Sold$735,000$498
2023-07-06Pending sale$749,000$508
2023-06-16Contingent$749,000$508
2023-06-06Listed for sale$749,000$508
2016-10-07Sold$495,000$336
2016-09-02Pending sale$510,000$346
2016-08-16Price change$510,000$346
2016-07-18Listed for sale$519,000$352
2013-08-05Sold$390,000$264
2008-03-20Sold$450,000$305

Tax History

YearProperty TaxTax Assessment
2026$0$764,694
2025$8,263.26$749,700
2024$8,122.84$735,000
2023$6,034.46$552,178
2022$5,654.78$541,352
2021$5,563.4$530,738
2020$5,579.96$525,297
2019$5,522.06$514,998
2018$5,413.78$504,900
2017$5,307.62$495,000
2016$4,330.34$403,856
2015$4,330.34$397,791
2014$3,915.6$390,000
2012$0$350,000
2011$0$376,000
2010$0$378,000
2009$0$400,000
2008$0$203,026
2007$0$199,046
2006$0$195,144
2005$0$191,318
2004$0$187,568
2003$0$184,131
2002$0$180,522
2001$0$176,984
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
3
Baths
3
Sq Ft
1,475
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $899,000Rent Basis: Observed Comp Model ($4,003/mo)State Tax Benchmark: 0.75% (CA)Hazard Reserve: $450/mo
Haven ScoreRisky
0/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
2.88%

NOI: $25,853/yr

Cash-on-Cash Yield
-14.6%

On $206,770 invested

DSCR Ratio
0.46x

Negative debt coverage

5-Yr Leveraged ROI
+21.4%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
Property Taxes (0.75% of basis)-$478/mo
Homeowner / Hazard Insurance-$450/mo
Vacancy Reserve (5% of rent)-$200/mo
Repairs & Maintenance (10% of rent)-$400/mo
Property Management (8% of rent)-$320/mo
Total Pure Operating Expenses-$1,849/mo
Net Investor Cash Flow
Gross Scheduled Rent+$4,003/mo
Less: Operating Expenses-$1,849/mo
Net Operating Income (NOI)+$2,154/mo
Less: Debt Service (30yr @ 6.75%)-$4,665/mo
Net Cash Flow
$-2,510/mo
$-30,124/year
Underwrite with Acquisition CalculatorsTransfer this property's exact numbers into dedicated underwriting tools:

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