FOR_SALERisky Deal93 days on market

4626 Calle De Retiro

4626 Calle De Retiro, Oceanside, CA 92057, Oceanside, CA 92057
$724,000
Zestimate®:$722,400

Listing Price

Property image 1
4626 Calle De Retiro, Oceanside, CA 92057
Loc: Oceanside, CA
Days Listed
93
Tax Assessed
$268k
Zestimate®
$722k
Market Rate
Lot Size
3,303 sqft
Rent Estimate
$3,936/mo
Est. Cash Flow base
Type
single family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

8

Libby Elementary School

K-5
0.4 mi away
5

Martin Luther King Jr. Middle School

6-8
2.3 mi away
7

El Camino High School

9-12
2.2 mi away

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
4.78%
Total ROI
13.6%
Cash Flow
$-776/mo
DSCR
0.79
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Data provided by Haven AI. Disclaimer

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10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-08-31Price change$724,000$499
2026-07-31Listed for sale$749,900$517
2026-07-18Listing removed$749,999$517
2026-05-19Price change$749,999$517
2026-04-22Listed for sale$774,999$534
2010-09-07Sold$205,000$141
2010-02-24Sold$126,000$87
2004-07-08Sold$380,000$262
1994-07-01Sold$82,500$57

Tax History

YearProperty TaxTax Assessment
2026$0$267,882
2025$2,909.08$262,630
2024$2,851.78$257,481
2023$2,762.46$252,434
2022$2,719.26$247,485
2021$7,712.86$242,633
2020$7,583.66$240,146
2019$2,518.08$235,438
2018$7,472.67$230,822
2017$7,404.72$226,297
2016$2,407.68$221,860
2015$2,337.2$218,529
2014$2,246.82$214,249
2013$0$205,000
2012$0$205,000
2011$0$205,000
2010$0$175,000
2009$0$175,000
2008$0$250,000
2007$0$369,342
2006$0$362,100
2005$0$355,000
2004$0$120,292
2003$0$118,088
2002$0$115,773
2001$0$113,504
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
4
Baths
2
Sq Ft
1,450
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $724,000Rent Basis: Observed Comp Model ($3,936/mo)State Tax Benchmark: 0.75% (CA)Hazard Reserve: $362/mo
Haven ScoreRisky
1/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
4.15%

NOI: $30,016/yr

Cash-on-Cash Yield
-9.0%

On $166,520 invested

DSCR Ratio
0.67x

Negative debt coverage

5-Yr Leveraged ROI
+49.0%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
Property Taxes (0.75% of basis)-$167/mo
Homeowner / Hazard Insurance-$362/mo
Vacancy Reserve (5% of rent)-$197/mo
Repairs & Maintenance (10% of rent)-$394/mo
Property Management (8% of rent)-$315/mo
Total Pure Operating Expenses-$1,435/mo
Net Investor Cash Flow
Gross Scheduled Rent+$3,936/mo
Less: Operating Expenses-$1,435/mo
Net Operating Income (NOI)+$2,501/mo
Less: Debt Service (30yr @ 6.75%)-$3,757/mo
Net Cash Flow
$-1,255/mo
$-15,065/year
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4626 Calle De Retiro | Oceanside, CA | Haven AI Analysis | Haven by ScoutHavens