OFF_MARKETRisky Deal5 days on market
663 Birch Ave
663 Birch Ave, San Mateo, CA 94402, San Mateo, CA 94402
663 Birch Ave, San Mateo, CA 94402
Loc: San Mateo, CA
Days Listed
5
Tax Assessed
$1900k
Lot Size
4,500 sqft
Rent Estimate
$5,666/mo
Est. Cash Flow base
Type
single family
More Than Just a Property
We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.
4.9
Safety Score
A+
Schools
Property Overview
A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.
Features & Amenities
Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit
Haven AI Verdict
Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
1.91%
Total ROI
-0.8%
Cash Flow
$-6,751/mo
DSCR
0.31
Was this AI Verdict accurate?
Data provided by Haven AI. Disclaimer
Checking Access...
Haven AI
Analyzing property data...
Checking Access...
10-Year Price Projection
Institutional Underwriting Ledger
Investment Numbers & Operating Model
Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.
Data Sources:MLS List Price: $1,948,000Rent Basis: Observed Comp Model ($5,666/mo)State Tax Benchmark: 0.75% (CA)Hazard Reserve: $974/mo
Haven ScoreRisky
0/ 10
Multi-factor yield grade
Cap Rate (Unleveraged)
1.36%
NOI: $26,416/yr
Cash-on-Cash Yield
-21.2%
On $448,040 invested
DSCR Ratio
0.22x
Negative debt coverage
5-Yr Leveraged ROI
+-11.7%
Equity + cumulative cash
Financing Scenario Controls
Adjust down payment & rates to model your personalized returnMonthly Cash Flow Breakdown
Monthly Operating Deductions
Property Taxes (0.75% of basis)-$1,188/mo
Homeowner / Hazard Insurance-$974/mo
Vacancy Reserve (5% of rent)-$283/mo
Repairs & Maintenance (10% of rent)-$567/mo
Property Management (8% of rent)-$453/mo
Total Pure Operating Expenses-$3,465/mo
Net Investor Cash Flow
Gross Scheduled Rent+$5,666/mo
Less: Operating Expenses-$3,465/mo
Net Operating Income (NOI)+$2,201/mo
Less: Debt Service (30yr @ 6.75%)-$10,108/mo
Net Cash Flow
$-7,906/mo
$-94,877/year
Underwrite with Acquisition CalculatorsTransfer this property's exact numbers into dedicated underwriting tools:
Similar Properties Nearby
Explore other investment opportunities in San Mateo.