OFF_MARKETNeutral Deal7 days on market

689 Garrett Ave

689 Garrett Ave, Chula Vista, CA 91910, Chula Vista, CA 91910
$799,000
Zestimate®:$812,500$13,500 Under Market

Listing Price

Property image 1
689 Garrett Ave, Chula Vista, CA 91910
Loc: Chula Vista, CA
Days Listed
7
Tax Assessed
$636k
Zestimate®
$813k
2% Under Valued
Lot Size
6,970 sqft
Rent Estimate
$4,535/mo
Est. Cash Flow base
Type
single family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

8

Rice (Lilian J.) Elementary School

K-6
0.6 mi away
3

Chula Vista Middle School

7-8
0.7 mi away
5

Chula Vista Senior High School

9-12
0.4 mi away

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
5.57%
Total ROI
17.5%
Cash Flow
$-331/mo
DSCR
0.92
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Data provided by Haven AI. Disclaimer

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10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-09-04Sold$950,000$656
2026-08-09Pending sale$799,000$552
2026-07-29Listed for sale$799,000$552
2025-12-09Sold$636,000$439
2025-11-18Pending sale$649,999$449
2025-11-12Listed for sale$649,999$449

Tax History

YearProperty TaxTax Assessment
2026$0$636,000
2025$1,477.24$128,359
2024$1,423.46$125,843
2023$1,401.66$123,376
2022$1,360.02$120,958
2021$1,327.58$118,587
2020$1,295.64$117,372
2019$1,229.14$115,072
2018$1,240.34$112,816
2017$1,459.96$110,605
2016$1,541.66$108,437
2015$1,312.26$106,810
2014$1,144.52$104,718
2013$0$104,246
2012$0$102,203
2011$0$100,200
2010$0$99,452
2009$0$99,689
2008$0$97,735
2007$0$95,820
2006$0$93,942
2005$0$92,101
2004$0$65,786
2003$0$64,581
2002$0$63,316
2001$0$62,075
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
4
Baths
2
Sq Ft
1,448
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $799,000Rent Basis: Observed Comp Model ($4,535/mo)State Tax Benchmark: 0.75% (CA)Hazard Reserve: $400/mo
Haven ScoreRisky
1/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
4.05%

NOI: $32,333/yr

Cash-on-Cash Yield
-9.5%

On $183,770 invested

DSCR Ratio
0.65x

Negative debt coverage

5-Yr Leveraged ROI
+46.8%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
Property Taxes (0.75% of basis)-$398/mo
Homeowner / Hazard Insurance-$400/mo
Vacancy Reserve (5% of rent)-$227/mo
Repairs & Maintenance (10% of rent)-$454/mo
Property Management (8% of rent)-$363/mo
Total Pure Operating Expenses-$1,841/mo
Net Investor Cash Flow
Gross Scheduled Rent+$4,535/mo
Less: Operating Expenses-$1,841/mo
Net Operating Income (NOI)+$2,694/mo
Less: Debt Service (30yr @ 6.75%)-$4,146/mo
Net Cash Flow
$-1,451/mo
$-17,417/year
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