OFF_MARKETRisky Deal4 days on market

740 Via Zapata

740 Via Zapata, Riverside, CA 92507, Riverside, CA 92507
$629,000
Zestimate®:$626,900

Listing Price

Property image 1
740 Via Zapata, Riverside, CA 92507
Loc: Riverside, CA
Days Listed
4
Tax Assessed
$703k
Zestimate®
$627k
Market Rate
Lot Size
2,000 sqft
Rent Estimate
$2,978/mo
Est. Cash Flow base
Type
single family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

5

Emerson Elementary School

K-6
1.7 mi away
5

University Heights Middle School

7-8
2.6 mi away
5

John W. North High School

9-12
2.4 mi away

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation
Risky
Confidence Score: 3/10
Exercise caution due to potential market volatility.
Cap Rate
3.58%
Total ROI
7.6%
Cash Flow
$-1,303/mo
DSCR
0.59
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Data provided by Haven AI. Disclaimer

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Haven AI

At a purchase price of $629,000 for a 3-bed, 2-bath single-family home in Riverside, CA, this property presents severe cash flow challenges. Generating a negative monthly cash flow of over $1,300 is a massive red flag for any conservative real estate investor, as it requires continuous out-of-pocket subsidization. While the anticipated 4% annual appreciation provides a modest long-term equity growth tailwind, relying purely on speculation of future price increases while absorbing heavy operational losses makes this a highly leveraged and precarious investment. The meager rental yield of approximately 3.58% fails to cover debt service and operational expenses, heavily weighing down the overall investment viability.

Strengths
  • Desirable single-family property type in Riverside, CA
  • Stable historical appreciation trends in the Inland Empire region (projected at 4% annually)
  • Manageable property size (1764 sqft) appealing to a wide pool of future tenants or buyers
Considerations
  • Severe negative monthly cash flow of -$1,303.075
  • Low rental yield of 3.58% which is insufficient to cover debt service and operating costs
  • High capital outlay exposing the investor to significant carrying costs and interest rate risks
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10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-07-20Listed for sale$629,000$357
2007-08-22Sold$535,000$303

Tax History

YearProperty TaxTax Assessment
2025$7,770.62$702,709
2024$7,512.94$688,931
2023$7,478.48$675,424
2022$6,956.62$627,808
2021$5,826.3$523,174
2020$5,309.78$475,613
2019$5,157.68$461,760
2018$4,958.32$444,000
2017$4,473.32$400,000
2016$4,473.32$347,000
2015$4,013.6$376,000
2014$4,054.28$376,000
2013$0$290,000
2012$0$276,000
2011$0$316,000
2010$0$311,000
2009$0$241,000
2008$0$417,000
2007$0$203,088
2006$0$199,107
2005$0$195,204
2003$0$187,872
2002$0$184,190
2001$1,792.8$180,579
2000$1,759.02$177,040
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
3
Baths
2
Sq Ft
1,764
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $629,000Rent Basis: Observed Comp Model ($2,978/mo)State Tax Benchmark: 0.75% (CA)Hazard Reserve: $315/mo
Haven ScoreRisky
0/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
2.94%

NOI: $18,466/yr

Cash-on-Cash Yield
-14.3%

On $144,670 invested

DSCR Ratio
0.47x

Negative debt coverage

5-Yr Leveraged ROI
+22.7%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
Property Taxes (0.75% of basis)-$439/mo
Homeowner / Hazard Insurance-$315/mo
Vacancy Reserve (5% of rent)-$149/mo
Repairs & Maintenance (10% of rent)-$298/mo
Property Management (8% of rent)-$238/mo
Total Pure Operating Expenses-$1,439/mo
Net Investor Cash Flow
Gross Scheduled Rent+$2,978/mo
Less: Operating Expenses-$1,439/mo
Net Operating Income (NOI)+$1,539/mo
Less: Debt Service (30yr @ 6.75%)-$3,264/mo
Net Cash Flow
$-1,725/mo
$-20,699/year
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