OFF_MARKETRisky Deal96 days on market

6250 Filkins Ave

6250 Filkins Ave, Alta Loma, CA 91737, Alta Loma, CA 91737
$839,000
Zestimate®:$835,200

Listing Price

Property image 1
6250 Filkins Ave, Alta Loma, CA 91737
Loc: Alta Loma, CA
Days Listed
96
Tax Assessed
$221k
Zestimate®
$835k
Market Rate
Lot Size
6,750 sqft
Rent Estimate
$3,818/mo
Est. Cash Flow base
Type
single family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

6

Hermosa Elementary School

K-6
0.6 mi away
7

Vineyard Junior High School

6-8
0.3 mi away
9

Los Osos High School

9-12
1.6 mi away

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation
Risky
Confidence Score: 3/10
Exercise caution due to potential market volatility.
Cap Rate
4.45%
Total ROI
11.9%
Cash Flow
$-1,128/mo
DSCR
0.73
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Data provided by Haven AI. Disclaimer

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Haven AI

6250 Filkins Ave presents a significant cash flow deficit that compromises the viability of the investment as a rental asset. A monthly loss of over $1,100, combined with a sub-5% yield, necessitates heavy reliance on speculative appreciation to break even. While Alta Loma is a stable, desirable suburban market, the current entry price relative to market rents is inefficient for an income-focused strategy. Investors should be wary of negative carry costs, as the ongoing monthly drain poses a substantial risk to liquidity. Without a significant shift in rent-to-price ratios or a lower acquisition cost, this property is not recommended for traditional buy-and-hold income strategies.

Strengths
  • Located in a high-demand, historically stable Alta Loma residential neighborhood
  • Large 5-bedroom configuration attracts long-term family tenants
  • Consistent regional appreciation trends
Considerations
  • Substantial negative monthly cash flow requires capital injections to sustain
  • Low gross rental yield fails to cover debt service and operating expenses
  • Over-reliance on appreciation creates a speculative rather than income-generating investment profile
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10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-06-29Price change$839,000$479
2026-06-13Price change$839,900$480
2026-04-22Price change$849,900$486
2026-04-07Listed for sale$864,900$494
2017-05-20Listing removed$445,000$254
2017-04-06Pending sale$445,000$254
2017-04-02Listed for sale$445,000$254
2015-11-30Listing removed$420,000$240
2015-11-21Price change$420,000$240
2015-11-17Price change$405,000$231
2015-10-22Price change$420,000$240
2015-10-08Price change$410,000$234
2015-08-03Listed for sale$420,000$240

Tax History

YearProperty TaxTax Assessment
2025$2,414.25$221,478
2024$9,045.42$217,135
2023$8,991.4$212,878
2022$8,983.98$208,703
2021$8,981.44$204,611
2020$8,883.46$195,138
2019$8,908.32$191,312
2018$2,166.43$187,561
2017$2,068.76$183,883
2016$2,068.76$180,277
2015$1,937.2$177,570
2014$1,923.86$174,092
2013$0$173,305
2012$0$169,907
2011$0$166,576
2010$0$165,331
2009$0$165,723
2008$0$162,473
2007$0$159,287
2006$0$156,163
2005$0$153,101
2004$0$150,099
2003$0$147,348
2002$0$144,459
2001$0$141,626
2000$0$138,849
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
5
Baths
3
Sq Ft
1,750
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $839,000Rent Basis: Observed Comp Model ($3,818/mo)State Tax Benchmark: 0.75% (CA)Hazard Reserve: $420/mo
Haven ScoreRisky
0/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
3.41%

NOI: $28,577/yr

Cash-on-Cash Yield
-12.3%

On $192,970 invested

DSCR Ratio
0.55x

Negative debt coverage

5-Yr Leveraged ROI
+32.9%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
Property Taxes (0.75% of basis)-$138/mo
Homeowner / Hazard Insurance-$420/mo
Vacancy Reserve (5% of rent)-$191/mo
Repairs & Maintenance (10% of rent)-$382/mo
Property Management (8% of rent)-$305/mo
Total Pure Operating Expenses-$1,437/mo
Net Investor Cash Flow
Gross Scheduled Rent+$3,818/mo
Less: Operating Expenses-$1,437/mo
Net Operating Income (NOI)+$2,381/mo
Less: Debt Service (30yr @ 6.75%)-$4,353/mo
Net Cash Flow
$-1,972/mo
$-23,663/year
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