For SaleRisky Deal9 days on market

16519 Gabarda Rd

16519 Gabarda Rd, San Diego, CA 92128, San Diego, CA 92128
$1,050,000
Estimate®:$1,032,700

Listing Price

Property image 1
16519 Gabarda Rd, San Diego, CA 92128
Loc: San Diego, CA
Days Listed
9
Tax Assessed
$384k
Estimate®
$1033k
Market Rate
Lot Size
6,970 sqft
Rent Estimate
$4,553/mo
Est. Cash Flow base
Type
single family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

9

Highland Ranch Elementary School

K-5
2.3 mi away
8

Bernardo Heights Middle School

6-8
1.2 mi away
9

Rancho Bernardo High School

9-12
1.5 mi away

Property Overview

No property narrative or remarks were supplied in the source listing records. Underwriting and financial metrics are calculated directly from public record data and MLS attributes.

Features & Amenities

Single Family Residence1971Forced Air UnitCentral Forced Air, Electric2 Garage spaces$52 monthly6,969 sqft5 Days$549

Haven AI Verdict

Recommendation
Risky
Confidence Score: 5/10
Exercise caution due to potential market volatility.
Cap Rate
4.10%
Total ROI
10.2%
Cash Flow
$-1,719/mo
DSCR
0.68
Was this AI Verdict accurate?

Data provided by Haven AI. Disclaimer

Haven AI

Property yields an estimated $-1,719/mo net cash flow with a 4.1% cap rate. Underwriting indicates risky fundamentals for long-term hold.

Strengths
  • Prime residential location in San Diego, CA
  • Long-term capital appreciation corridor
Considerations
  • Verify historical operating expenses and local tax assessment
  • Confirm current lease terms and tenant estoppel certificates

10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-09-11Listed for sale$1,045,000$549
2026-09-09Listing removed$1,050,000$551
2026-07-10Listed for sale$1,050,000$551
2026-05-01Sold$695,000$365

Tax History

YearProperty TaxTax Assessment
2026$0$384,067
2025$4,848.56$376,537
2024$4,211.94$369,155
2023$4,122.54$361,918
2022$4,054.12$354,822
2021$4,001.8$347,866
2020$3,948.34$344,300
2019$3,791.76$337,550
2018$3,739.15$330,932
2017$3,639.86$324,444
2016$3,564.94$318,083
2015$3,512.56$313,306
2014$3,430.86$307,170
2013$0$305,783
2012$0$299,789
2011$0$293,911
2010$0$291,715
2009$0$292,409
2008$0$286,676
2007$0$281,056
2006$0$275,546
2005$0$270,144
2004$0$264,848
2003$0$259,995
2002$0$254,898
2001$0$249,900
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
3
Baths
2
Sq Ft
1,905
Address-Level Value-Add Underwriting

ARV, Rehab & Maximum Allowable Offer (MAO)

Model contractor scopes, estimated after-repair value (ARV) projections, and determine your purchase price ceiling to protect target margins.

Modeled value-add projection (+18% baseline) for 3b/2ba in San Diego
+18% vs. list
$
$85,725
75% Rule
Maximum Allowable Offer (MAO)
$843,525

Calculated as (75% × $1,239,000) − $85,725

Asking Price is $206,475 (19.7%) Above MAO
To achieve your target margin of 25%, submit an initial counteroffer closer to $843,525 based on $85,725 in required updates.
Current Asking Price:$1,050,000
Estimated ARV:$1,239,000
Estimated Renovation:$85,725
All-In Capital Basis (MAO + Rehab):$929,250
Projected Equity Margin:+$309,750
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Provenance:[Observed] List Price: $1,050,000[Observed] Rent: $4,553/mo[Estimated] Tax Rate: 0.75% (CA)[Estimated] Hazard Ins: $525/mo[Defaulted] Reserves: 23% OpEx Baseline
Haven ScoreRisky
0/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
3.13%

NOI: $32,889/yr

Cash-on-Cash Yield
-13.5%

On $241,500 invested

DSCR Ratio
0.50x

Negative debt coverage

5-Yr Leveraged ROI
+26.9%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
[Estimated]Property Taxes (0.75% of basis)-$240/mo
[Estimated]Homeowner / Hazard Insurance-$525/mo
[Defaulted]Vacancy Reserve (5% of rent)-$228/mo
[Defaulted]Repairs & Maintenance (10% of rent)-$455/mo
[Defaulted]Property Management (8% of rent)-$364/mo
Total Pure Operating Expenses-$1,812/mo
Net Investor Cash Flow
Gross Scheduled Rent+$4,553/mo
Less: Operating Expenses-$1,812/mo
Net Operating Income (NOI)+$2,741/mo
Less: Debt Service (30yr @ 6.75%)-$5,448/mo
Net Cash Flow
$-2,707/mo
$-32,489/year
Underwrite with Acquisition CalculatorsTransfer this property's exact numbers into dedicated underwriting tools:

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