OFF_MARKETRisky Deal8 days on market
109 Pradera Ct
109 Pradera Ct, Folsom, CA 95630, Folsom, CA 95630
109 Pradera Ct, Folsom, CA 95630
Loc: Folsom, CA
Days Listed
8
Tax Assessed
$647k
Zestimate®
$909k
1% Under Valued
Lot Size
0.26 acres
Rent Estimate
$4,277/mo
Est. Cash Flow base
Type
single family
More Than Just a Property
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4.9
Safety Score
A+
Schools
Nearby Schools
Educational options and performance ratings in the area.
8
Blanche Sprentz Elementary School
K-5
0.5 mi away
8
Sutter Middle School
6-8
1.5 mi away
1
Folsom Lake High School
9-12
2.6 mi away
Property Overview
A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.
Features & Amenities
Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit
Haven AI Verdict
Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
4.33%
Total ROI
11.3%
Cash Flow
$-1,300/mo
DSCR
0.71
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Data provided by Haven AI. Disclaimer
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10-Year Price Projection
Price & Tax History
Price History
| Date | Event | Price | Price/sqft |
|---|---|---|---|
| 2026-08-03 | Sold | $910,000 | $297 |
| 2026-07-13 | Pending sale | $899,000 | $294 |
| 2026-07-01 | Listed for sale | $899,000 | $294 |
| 2013-04-18 | Sold | $515,000 | $168 |
| 2013-03-20 | Pending sale | $525,000 | $171 |
| 2013-03-09 | Price change | $525,000 | $171 |
| 2013-02-05 | Listed for sale | $548,000 | $179 |
| 2012-12-03 | Listing removed | $515,000 | $168 |
| 2012-11-10 | Listed for sale | $515,000 | $168 |
| 2012-11-05 | Pending sale | $515,000 | $168 |
| 2012-10-23 | Listed for sale | $515,000 | $168 |
| 2012-10-17 | Pending sale | $515,000 | $168 |
| 2012-10-08 | Listed for sale | $515,000 | $168 |
| 2012-08-21 | Listing removed | $499,000 | $163 |
| 2012-06-27 | Price change | $499,000 | $163 |
| 2012-04-27 | Listed for sale | $535,000 | $175 |
| 2010-09-25 | Listing removed | $544,800 | $178 |
| 2010-09-21 | Listed for sale | $544,800 | $178 |
| 2010-08-06 | Listing removed | $544,800 | $178 |
| 2010-07-27 | Listed for sale | $544,800 | $178 |
| 1997-08-29 | Sold | $210,000 | $69 |
| 1997-06-04 | Sold | $171,000 | $56 |
Tax History
| Year | Property Tax | Tax Assessment |
|---|---|---|
| 2026 | $0 | $646,853 |
| 2025 | $6,916.9 | $634,171 |
| 2024 | $6,774.46 | $621,738 |
| 2023 | $6,654.44 | $609,548 |
| 2022 | $6,557.44 | $597,597 |
| 2021 | $6,470.46 | $585,881 |
| 2020 | $6,390.2 | $579,874 |
| 2019 | $6,284.24 | $568,505 |
| 2018 | $6,128.16 | $557,359 |
| 2017 | $5,715.12 | $546,431 |
| 2016 | $5,971.66 | $535,718 |
| 2015 | $5,478.08 | $527,672 |
| 2014 | $5,478.08 | $517,337 |
| 2013 | $0 | $301,153 |
| 2012 | $0 | $295,249 |
| 2011 | $0 | $289,461 |
| 2010 | $0 | $287,299 |
| 2008 | $0 | $282,337 |
| 2007 | $0 | $276,802 |
| 2006 | $0 | $271,376 |
| 2005 | $0 | $266,056 |
| 2004 | $0 | $260,840 |
| 2003 | $0 | $251,919 |
| 2002 | $0 | $246,980 |
| 2001 | $0 | $242,530 |
| 2000 | $0 | $218,167 |
Institutional Underwriting Ledger
Investment Numbers & Operating Model
Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.
Data Sources:MLS List Price: $899,000Rent Basis: Observed Comp Model ($4,277/mo)State Tax Benchmark: 0.75% (CA)Hazard Reserve: $450/mo
Haven ScoreRisky
0/ 10
Multi-factor yield grade
Cap Rate (Unleveraged)
3.26%
NOI: $29,268/yr
Cash-on-Cash Yield
-12.9%
On $206,770 invested
DSCR Ratio
0.52x
Negative debt coverage
5-Yr Leveraged ROI
+29.6%
Equity + cumulative cash
Financing Scenario Controls
Adjust down payment & rates to model your personalized returnMonthly Cash Flow Breakdown
Monthly Operating Deductions
Property Taxes (0.75% of basis)-$404/mo
Homeowner / Hazard Insurance-$450/mo
Vacancy Reserve (5% of rent)-$214/mo
Repairs & Maintenance (10% of rent)-$428/mo
Property Management (8% of rent)-$342/mo
Total Pure Operating Expenses-$1,838/mo
Net Investor Cash Flow
Gross Scheduled Rent+$4,277/mo
Less: Operating Expenses-$1,838/mo
Net Operating Income (NOI)+$2,439/mo
Less: Debt Service (30yr @ 6.75%)-$4,665/mo
Net Cash Flow
$-2,226/mo
$-26,709/year
Underwrite with Acquisition CalculatorsTransfer this property's exact numbers into dedicated underwriting tools:
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