FOR_SALEGood Deal-1 days on market

640 Schumann St

640 Schumann St, Woodstock, IL 60098, Woodstock, IL 60098
$305,000

Listing Price

Property image 1
640 Schumann St, Woodstock, IL 60098
Loc: Woodstock, IL
Days Listed
-1
Tax Assessed
$284k
Type
townhouse

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

N/A

Verda Dierzen Early Learning Center

PK-2
0.6 mi away
8

Northwood Middle School

6-8
0.5 mi away
10

Woodstock North High School

8-12
0.7 mi away

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
7.21%
Total ROI
25.7%
Cash Flow
$290/mo
DSCR
1.19
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10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-07-20Listing removed$305,000$166
2026-06-25Price change$305,000$166
2026-06-18Listed for sale$315,000$171
2026-06-18Listing removed$319,900$174
2026-06-16Price change$319,900$174
2026-06-09Listed for sale$324,900$177
2026-06-09Listing removed$325,000$177
2026-05-22Listed for sale$325,000$177
2026-04-04Listing removed$325,000$177
2025-12-16Listed for sale$325,000$177
2025-08-27Sold$295,000$160
2025-06-30Price change$299,900$163
2025-06-10Price change$310,000$168
2025-05-09Price change$317,000$172
2025-04-08Price change$324,900$177
2025-03-21Listed for sale$329,900$179
2024-04-26Sold$303,000$165
2024-04-13Pending sale$314,000$171
2024-03-29Listed for sale$314,000$171
2018-08-16Sold$146,000$79
2008-01-30Sold$245,034$133

Tax History

YearProperty TaxTax Assessment
2025$7,540.24$94,796
2024$5,978.78$87,774
2023$6,352.36$80,269
2022$7,644.76$84,262
2021$7,206.4$78,398
2020$7,440.12$74,332
2019$0$69,986
2018$8,015.42$70,675
2017$7,900.98$66,331
2016$7,996.24$62,271
2013$7,996.24$45,331
2011$0$27,003
2010$0$28,269
2009$0$67,376
2008$0$74,723
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
3
Baths
3
Sq Ft
1,840
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $305,000Rent Basis: Modeled Estimate ($2,440/mo)State Tax Benchmark: 2.27% (IL)Hazard Reserve: $100/mo
Haven ScoreRisky
1/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
4.88%

NOI: $14,890/yr

Cash-on-Cash Yield
-5.8%

On $70,150 invested

DSCR Ratio
0.78x

Negative debt coverage

5-Yr Leveraged ROI
+65.0%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
Property Taxes (2.27% of basis)-$538/mo
Homeowner / Hazard Insurance-$100/mo
Vacancy Reserve (5% of rent)-$122/mo
Repairs & Maintenance (10% of rent)-$244/mo
Property Management (8% of rent)-$195/mo
Total Pure Operating Expenses-$1,199/mo
Net Investor Cash Flow
Gross Scheduled Rent+$2,440/mo
Less: Operating Expenses-$1,199/mo
Net Operating Income (NOI)+$1,241/mo
Less: Debt Service (30yr @ 6.75%)-$1,583/mo
Net Cash Flow
$-342/mo
$-4,101/year
Underwrite with Acquisition CalculatorsTransfer this property's exact numbers into dedicated underwriting tools:

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640 Schumann St | Woodstock, IL | Haven AI Analysis | Haven by ScoutHavens