OFF_MARKETExcellent Deal-1 days on market

645 E Calhoun St

645 E Calhoun St, Woodstock, IL 60098, Woodstock, IL 60098
$399,000

Listing Price

Property image 1
645 E Calhoun St, Woodstock, IL 60098
Loc: Woodstock, IL
Days Listed
-1
Tax Assessed
$214k
Lot Size
0.28 acres
Type
single family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
7.69%
Total ROI
28.1%
Cash Flow
$541/mo
DSCR
1.27
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10-Year Price Projection

Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
5
Baths
4
Sq Ft
2,632
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $399,000Rent Basis: Modeled Estimate ($3,192/mo)State Tax Benchmark: 2.27% (IL)Hazard Reserve: $116/mo
Haven ScoreRisky
2/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
5.82%

NOI: $23,239/yr

Cash-on-Cash Yield
-1.7%

On $91,770 invested

DSCR Ratio
0.94x

Negative debt coverage

5-Yr Leveraged ROI
+85.5%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
Property Taxes (2.27% of basis)-$405/mo
Homeowner / Hazard Insurance-$116/mo
Vacancy Reserve (5% of rent)-$160/mo
Repairs & Maintenance (10% of rent)-$319/mo
Property Management (8% of rent)-$255/mo
Total Pure Operating Expenses-$1,255/mo
Net Investor Cash Flow
Gross Scheduled Rent+$3,192/mo
Less: Operating Expenses-$1,255/mo
Net Operating Income (NOI)+$1,937/mo
Less: Debt Service (30yr @ 6.75%)-$2,070/mo
Net Cash Flow
$-134/mo
$-1,605/year
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