OFF_MARKETRisky Deal5 days on market

6020 Joan Pl

6020 Joan Pl, San Luis Obispo, CA 93401, San Luis Obispo, CA 93401
$1,298,000
Zestimate®:$1,404,500$106,500 Under Market

Listing Price

Property image 1
6020 Joan Pl, San Luis Obispo, CA 93401
Loc: San Luis Obispo, CA
Days Listed
5
Tax Assessed
$1026k
Zestimate®
$1405k
8% Under Valued
Lot Size
10,000 sqft
Rent Estimate
$4,530/mo
Est. Cash Flow base
Type
single family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

7

Los Ranchos Elementary School

K-6
0.6 mi away
9

Laguna Middle School

7-8
5.4 mi away
10

San Luis Obispo High School

9-12
5.2 mi away

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
3.16%
Total ROI
5.4%
Cash Flow
$-3,151/mo
DSCR
0.52
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Data provided by Haven AI. Disclaimer

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10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-07-30Sold$1,400,000$806
2026-06-29Pending sale$1,298,000$747
2026-06-20Listed for sale$1,298,000$747
2016-05-11Sold$850,000$489
2016-04-07Pending sale$875,000$504
2016-04-01Listed for sale$875,000$504
2004-06-25Sold$700,000$403

Tax History

YearProperty TaxTax Assessment
2026$0$1,026,344
2025$13,314.86$1,006,221
2024$12,530.06$986,492
2023$12,283.32$967,150
2022$11,567.56$948,187
2021$11,360.96$929,596
2020$11,214.34$920,066
2019$11,068.12$902,026
2018$10,835.7$884,340
2017$10,608.24$867,000
2016$8,905.94$705,000
2015$8,905.94$665,000
2014$7,443.98$595,000
2012$0$564,000
2011$0$564,000
2010$0$564,000
2009$0$564,000
2008$0$757,700
2007$0$742,844
2006$0$728,280
2005$0$714,000
2004$0$73,806
2003$0$72,454
2002$0$71,034
2001$0$69,642
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
3
Baths
2
Sq Ft
1,737
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $1,298,000Rent Basis: Observed Comp Model ($4,530/mo)State Tax Benchmark: 0.75% (CA)Hazard Reserve: $649/mo
Haven ScoreRisky
0/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
2.03%

NOI: $26,372/yr

Cash-on-Cash Yield
-18.2%

On $298,540 invested

DSCR Ratio
0.33x

Negative debt coverage

5-Yr Leveraged ROI
+3.0%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
Property Taxes (0.75% of basis)-$641/mo
Homeowner / Hazard Insurance-$649/mo
Vacancy Reserve (5% of rent)-$227/mo
Repairs & Maintenance (10% of rent)-$453/mo
Property Management (8% of rent)-$362/mo
Total Pure Operating Expenses-$2,332/mo
Net Investor Cash Flow
Gross Scheduled Rent+$4,530/mo
Less: Operating Expenses-$2,332/mo
Net Operating Income (NOI)+$2,198/mo
Less: Debt Service (30yr @ 6.75%)-$6,735/mo
Net Cash Flow
$-4,537/mo
$-54,449/year
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