OFF_MARKETRisky Deal11 days on market

4504 Osprey St

4504 Osprey St, San Diego, CA 92107, San Diego, CA 92107
$5,299,900
Zestimate®:$5,143,700

Listing Price

Property image 1
4504 Osprey St, San Diego, CA 92107
Loc: San Diego, CA
Days Listed
11
Tax Assessed
$5618k
Zestimate®
$5144k
Market Rate
Lot Size
6,970 sqft
Rent Estimate
$7,386/mo
Est. Cash Flow base
Type
single family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

9

Sunset View Elementary School

K-4
0.5 mi away
6

Correia Middle School

7-8
1.7 mi away
9

Point Loma High School

9-12
1.7 mi away

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
-0.02%
Total ROI
-10.4%
Cash Flow
$-26,878/mo
DSCR
-0.00
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Data provided by Haven AI. Disclaimer

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10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-09-04Listed for sale$5,299,900$1,211
2026-09-04Listing removed$5,449,900$1,246
2026-07-10Price change$5,449,900$1,246
2026-06-12Listed for sale$5,599,900$1,280
2024-04-02Sold$5,400,000$1,234
2021-07-09Sold$1,460,000$334
2021-07-01Pending sale$1,295,000$296
2021-06-26Listed for sale$1,295,000$296

Tax History

YearProperty TaxTax Assessment
2026$0$5,618,160
2025$69,476.68$5,508,000
2024$31,932.72$2,597,124
2023$31,230.2$2,546,200
2022$17,795.02$1,460,000
2021$3,228.2$266,070
2020$3,188.42$263,343
2019$3,094.5$258,180
2018$2,926.26$253,119
2017$2,855.14$248,157
2016$2,807.1$243,292
2015$2,764.76$239,639
2014$2,737.04$234,946
2013$0$233,885
2012$0$229,300
2011$0$224,805
2010$0$223,126
2009$0$223,657
2008$0$219,273
2007$0$214,974
2006$0$210,760
2005$0$206,628
2004$0$202,578
2003$0$198,866
2002$0$194,968
2001$0$191,146
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
5
Baths
8
Sq Ft
4,375
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $5,299,900Rent Basis: Observed Comp Model ($7,386/mo)State Tax Benchmark: 0.75% (CA)Hazard Reserve: $2,650/mo
Haven ScoreRisky
0/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
-0.11%

NOI: $-5,690/yr

Cash-on-Cash Yield
-27.5%

On $1,218,977 invested

DSCR Ratio
-0.02x

Negative debt coverage

5-Yr Leveraged ROI
+-43.5%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
Property Taxes (0.75% of basis)-$3,511/mo
Homeowner / Hazard Insurance-$2,650/mo
Vacancy Reserve (5% of rent)-$369/mo
Repairs & Maintenance (10% of rent)-$739/mo
Property Management (8% of rent)-$591/mo
Total Pure Operating Expenses-$7,860/mo
Net Investor Cash Flow
Gross Scheduled Rent+$7,386/mo
Less: Operating Expenses-$7,860/mo
Net Operating Income (NOI)+$-474/mo
Less: Debt Service (30yr @ 6.75%)-$27,500/mo
Net Cash Flow
$-27,974/mo
$-335,690/year
Underwrite with Acquisition CalculatorsTransfer this property's exact numbers into dedicated underwriting tools:

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