OFF_MARKETRisky Deal5 days on market
2405 El Lujo Way
2405 El Lujo Way, Rancho Cordova, CA 95670, Rancho Cordova, CA 95670
2405 El Lujo Way, Rancho Cordova, CA 95670
Loc: Rancho Cordova, CA
Days Listed
5
Tax Assessed
$273k
Zestimate®
$430k
1% Under Valued
Lot Size
6,961 sqft
Rent Estimate
$2,747/mo
Est. Cash Flow base
Type
single family
More Than Just a Property
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4.9
Safety Score
A+
Schools
Property Overview
A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.
Features & Amenities
Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit
Haven AI Verdict
Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
4.89%
Total ROI
65.1%
Cash Flow
$-474/mo
DSCR
0.79
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10-Year Price Projection
Institutional Underwriting Ledger
Investment Numbers & Operating Model
Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.
Data Sources:MLS List Price: $425,000Rent Basis: Observed Comp Model ($2,747/mo)State Tax Benchmark: 0.75% (CA)Hazard Reserve: $213/mo
Haven ScoreRisky
1/ 10
Multi-factor yield grade
Cap Rate (Unleveraged)
4.89%
NOI: $20,776/yr
Cash-on-Cash Yield
-5.8%
On $97,750 invested
DSCR Ratio
0.79x
Negative debt coverage
5-Yr Leveraged ROI
+65.1%
Equity + cumulative cash
Financing Scenario Controls
Adjust down payment & rates to model your personalized returnMonthly Cash Flow Breakdown
Monthly Operating Deductions
Property Taxes (0.75% of basis)-$171/mo
Homeowner / Hazard Insurance-$213/mo
Vacancy Reserve (5% of rent)-$137/mo
Repairs & Maintenance (10% of rent)-$275/mo
Property Management (8% of rent)-$220/mo
Total Pure Operating Expenses-$1,016/mo
Net Investor Cash Flow
Gross Scheduled Rent+$2,747/mo
Less: Operating Expenses-$1,016/mo
Net Operating Income (NOI)+$1,731/mo
Less: Debt Service (30yr @ 6.75%)-$2,205/mo
Net Cash Flow
$-474/mo
$-5,687/year
Underwrite with Acquisition CalculatorsTransfer this property's exact numbers into dedicated underwriting tools:
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