OFF_MARKETExcellent Deal4 days on market

3479 Willow Ln

3479 Willow Ln, Gulf Breeze, FL 32563, Gulf Breeze, FL 32563
$389,000

Listing Price

Property image 1
3479 Willow Ln, Gulf Breeze, FL 32563
Loc: Gulf Breeze, FL
Days Listed
4
Tax Assessed
$309k
Lot Size
9,409 sqft
Type
single family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

9

Oriole Beach Elementary School

PK-5
1.1 mi away
8

Gulf Breeze Middle School

6-8
5.8 mi away
7

Gulf Breeze High School

9-12
5.8 mi away

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
7.41%
Total ROI
26.7%
Cash Flow
$436/mo
DSCR
1.22
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Data provided by Haven AI. Disclaimer

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10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-08-19Pending sale$389,000$189
2026-08-19Contingent$389,000$189
2026-08-06Listed for sale$389,000$189
2026-07-28Contingent$389,000$189
2026-07-28Pending sale$389,000$189
2026-07-20Price change$389,000$189
2026-07-06Price change$399,000$194
2026-06-25Price change$405,000$197
2026-06-05Listed for sale$420,000$204
2021-05-07Sold$299,700$146

Tax History

YearProperty TaxTax Assessment
2025$3,513.63$306,793
2024$3,415.36$298,147
2023$3,526.25$291,349
2022$3,509.77$287,995
2021$3,069.41$212,998
2020$1,382.6$135,651
2019$1,343.3$132,601
2018$1,343.3$130,128
2017$1,304.16$127,452
2016$1,304.16$124,831
2015$1,280.15$123,963
2014$1,295.8$122,979
2013$0$121,162
2012$0$122,137
2011$0$121,964
2010$0$120,162
2009$0$117,003
2008$0$116,886
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
3
Baths
2
Sq Ft
2,056
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $389,000Rent Basis: Modeled Estimate ($3,112/mo)State Tax Benchmark: 0.98% (FL)Hazard Reserve: $195/mo
Haven ScoreRisky
2/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
6.01%

NOI: $23,389/yr

Cash-on-Cash Yield
-0.9%

On $89,470 invested

DSCR Ratio
0.97x

Negative debt coverage

5-Yr Leveraged ROI
+89.5%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
Property Taxes (0.98% of basis)-$252/mo
Homeowner / Hazard Insurance-$195/mo
Vacancy Reserve (5% of rent)-$156/mo
Repairs & Maintenance (10% of rent)-$311/mo
Property Management (8% of rent)-$249/mo
Total Pure Operating Expenses-$1,163/mo
Net Investor Cash Flow
Gross Scheduled Rent+$3,112/mo
Less: Operating Expenses-$1,163/mo
Net Operating Income (NOI)+$1,949/mo
Less: Debt Service (30yr @ 6.75%)-$2,018/mo
Net Cash Flow
$-69/mo
$-832/year
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