OFF_MARKETExcellent Deal3 days on market
95048 Mallory Wilder St
95048 Mallory Wilder St, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034
95048 Mallory Wilder St, Fernandina Beach, FL 32034
Loc: Fernandina Beach, FL
Days Listed
3
Tax Assessed
$352k
Zestimate®
$400k
0% Under Valued
Lot Size
0.76 acres
Rent Estimate
$2,490/mo
Est. Cash Flow base
Type
single family
More Than Just a Property
We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.
4.9
Safety Score
A+
Schools
Nearby Schools
Educational options and performance ratings in the area.
8
Emma Love Hardee Elementary School
3-5
6.2 mi away
6
Fernandina Beach High School
PK,3,8-12
7.8 mi away
N/A
Southside Elementary School
PK-2
7.1 mi away
Property Overview
A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.
Features & Amenities
Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit
Haven AI Verdict
Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
7.39%
Total ROI
26.6%
Cash Flow
$442/mo
DSCR
1.22
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Data provided by Haven AI. Disclaimer
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10-Year Price Projection
Price & Tax History
Price History
| Date | Event | Price | Price/sqft |
|---|---|---|---|
| 2026-07-07 | Sold | $399,999 | $215 |
| 2026-06-09 | Pending sale | $399,999 | $215 |
| 2026-06-04 | Listed for sale | $399,999 | $215 |
| 2019-07-23 | Sold | $227,600 | $122 |
| 2019-07-05 | Pending sale | $219,900 | $118 |
| 2019-06-18 | Listed for sale | $219,900 | $118 |
| 2019-05-28 | Sold | $136,900 | $74 |
| 2019-05-18 | Listed for sale | $175,000 | $94 |
| 2019-02-18 | Pending sale | $175,000 | $94 |
| 2019-02-11 | Price change | $175,000 | $94 |
| 2019-02-04 | Listed for sale | $150,000 | $81 |
| 2019-02-04 | Pending sale | $150,000 | $81 |
| 2019-02-04 | Pending sale | $150,000 | $81 |
| 2019-02-03 | Listed for sale | $150,000 | $81 |
| 2019-02-03 | Pending sale | $150,000 | $81 |
| 2019-02-03 | Pending sale | $150,000 | $81 |
| 2019-02-02 | Listed for sale | $150,000 | $81 |
| 2019-02-02 | Pending sale | $150,000 | $81 |
| 2019-02-02 | Pending sale | $150,000 | $81 |
| 2019-02-02 | Pending sale | $150,000 | $81 |
| 2019-02-02 | Pending sale | $150,000 | $81 |
| 2019-02-01 | Listed for sale | $150,000 | $81 |
| 2002-12-26 | Sold | $160,000 | $86 |
Tax History
| Year | Property Tax | Tax Assessment |
|---|---|---|
| 2025 | $2,361.86 | $194,198 |
| 2024 | $2,326.22 | $188,725 |
| 2023 | $2,287.93 | $183,228 |
| 2022 | $2,061.72 | $177,891 |
| 2021 | $2,077.43 | $172,710 |
| 2020 | $2,069.71 | $170,325 |
| 2019 | $2,460.56 | $152,390 |
| 2018 | $2,460.56 | $148,455 |
| 2017 | $2,426.09 | $138,099 |
| 2016 | $2,090.66 | $138,758 |
| 2015 | $2,130.05 | $126,443 |
| 2014 | $1,380.79 | $125,439 |
| 2013 | $0 | $123,585 |
| 2012 | $0 | $124,159 |
| 2011 | $0 | $124,733 |
| 2010 | $0 | $125,307 |
| 2009 | $0 | $137,401 |
| 2008 | $0 | $142,027 |
| 2007 | $0 | $141,453 |
| 2006 | $0 | $138,003 |
| 2005 | $0 | $137,649 |
| 2004 | $0 | $136,702 |
| 2003 | $0 | $149,882 |
| 2002 | $0 | $120,655 |
| 2001 | $0 | $118,755 |
| 2000 | $0 | $115,296 |
Institutional Underwriting Ledger
Investment Numbers & Operating Model
Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.
Data Sources:MLS List Price: $399,999Rent Basis: Observed Comp Model ($2,490/mo)State Tax Benchmark: 0.98% (FL)Hazard Reserve: $200/mo
Haven ScoreRisky
1/ 10
Multi-factor yield grade
Cap Rate (Unleveraged)
4.29%
NOI: $17,155/yr
Cash-on-Cash Yield
-8.4%
On $92,000 invested
DSCR Ratio
0.69x
Negative debt coverage
5-Yr Leveraged ROI
+52.1%
Equity + cumulative cash
Financing Scenario Controls
Adjust down payment & rates to model your personalized returnMonthly Cash Flow Breakdown
Monthly Operating Deductions
Property Taxes (0.98% of basis)-$288/mo
Homeowner / Hazard Insurance-$200/mo
Vacancy Reserve (5% of rent)-$125/mo
Repairs & Maintenance (10% of rent)-$249/mo
Property Management (8% of rent)-$199/mo
Total Pure Operating Expenses-$1,060/mo
Net Investor Cash Flow
Gross Scheduled Rent+$2,490/mo
Less: Operating Expenses-$1,060/mo
Net Operating Income (NOI)+$1,430/mo
Less: Debt Service (30yr @ 6.75%)-$2,076/mo
Net Cash Flow
$-646/mo
$-7,751/year
Underwrite with Acquisition CalculatorsTransfer this property's exact numbers into dedicated underwriting tools:
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