OFF_MARKETExcellent Deal5 days on market
264 PENIEL CHURCH Road
264 PENIEL CHURCH Road, Palatka, FL 32177, Palatka, FL 32177
264 PENIEL CHURCH Road, Palatka, FL 32177
Loc: Palatka, FL
Days Listed
5
Tax Assessed
$357k
Zestimate®
$575k
1% Under Valued
Lot Size
2.91 acres
Type
single family
More Than Just a Property
We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.
4.9
Safety Score
A+
Schools
Property Overview
A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.
Features & Amenities
Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit
Haven AI Verdict
Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
7.68%
Total ROI
28.0%
Cash Flow
$763/mo
DSCR
1.27
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10-Year Price Projection
Institutional Underwriting Ledger
Investment Numbers & Operating Model
Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.
Data Sources:MLS List Price: $569,000Rent Basis: Modeled Estimate ($4,552/mo)State Tax Benchmark: 0.98% (FL)Hazard Reserve: $285/mo
Haven ScoreRisky
2/ 10
Multi-factor yield grade
Cap Rate (Unleveraged)
6.18%
NOI: $35,141/yr
Cash-on-Cash Yield
-0.2%
On $130,870 invested
DSCR Ratio
0.99x
Negative debt coverage
5-Yr Leveraged ROI
+93.1%
Equity + cumulative cash
Financing Scenario Controls
Adjust down payment & rates to model your personalized returnMonthly Cash Flow Breakdown
Monthly Operating Deductions
Property Taxes (0.98% of basis)-$292/mo
Homeowner / Hazard Insurance-$285/mo
Vacancy Reserve (5% of rent)-$228/mo
Repairs & Maintenance (10% of rent)-$455/mo
Property Management (8% of rent)-$364/mo
Total Pure Operating Expenses-$1,624/mo
Net Investor Cash Flow
Gross Scheduled Rent+$4,552/mo
Less: Operating Expenses-$1,624/mo
Net Operating Income (NOI)+$2,928/mo
Less: Debt Service (30yr @ 6.75%)-$2,952/mo
Net Cash Flow
$-24/mo
$-288/year
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