OFF_MARKETExcellent Deal4 days on market
276 HARBOR Drive
276 HARBOR Drive, Palatka, FL 32177, Palatka, FL 32177
276 HARBOR Drive, Palatka, FL 32177
Loc: Palatka, FL
Days Listed
4
Tax Assessed
$298k
Zestimate®
$440k
0% Under Valued
Rent Estimate
$2,006/mo
Est. Cash Flow base
Type
single family
More Than Just a Property
We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.
4.9
Safety Score
A+
Schools
Property Overview
A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.
Features & Amenities
Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit
Haven AI Verdict
Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
7.55%
Total ROI
27.4%
Cash Flow
$543/mo
DSCR
1.24
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10-Year Price Projection
Institutional Underwriting Ledger
Investment Numbers & Operating Model
Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.
Data Sources:MLS List Price: $439,000Rent Basis: Observed Comp Model ($2,006/mo)State Tax Benchmark: 0.98% (FL)Hazard Reserve: $220/mo
Haven ScoreRisky
0/ 10
Multi-factor yield grade
Cap Rate (Unleveraged)
2.96%
NOI: $12,977/yr
Cash-on-Cash Yield
-14.2%
On $100,970 invested
DSCR Ratio
0.47x
Negative debt coverage
5-Yr Leveraged ROI
+23.1%
Equity + cumulative cash
Financing Scenario Controls
Adjust down payment & rates to model your personalized returnMonthly Cash Flow Breakdown
Monthly Operating Deductions
Property Taxes (0.98% of basis)-$243/mo
Homeowner / Hazard Insurance-$220/mo
Vacancy Reserve (5% of rent)-$100/mo
Repairs & Maintenance (10% of rent)-$201/mo
Property Management (8% of rent)-$160/mo
Total Pure Operating Expenses-$925/mo
Net Investor Cash Flow
Gross Scheduled Rent+$2,006/mo
Less: Operating Expenses-$925/mo
Net Operating Income (NOI)+$1,081/mo
Less: Debt Service (30yr @ 6.75%)-$2,278/mo
Net Cash Flow
$-1,196/mo
$-14,358/year
Underwrite with Acquisition CalculatorsTransfer this property's exact numbers into dedicated underwriting tools:
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