OFF_MARKETRisky Deal118 days on market

1669 Pinto Dr

1669 Pinto Dr, Angels Camp, CA 95222, Angels Camp, CA 95222
$120,000

Listing Price

Property image 1
1669 Pinto Dr, Angels Camp, CA 95222
Loc: Angels Camp, CA
Days Listed
118
Lot Size
20.44 acres
Rent Estimate
$1,479/mo
Est. Cash Flow base
Type
lot

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

7

Mark Twain Elementary School

K-8
4.2 mi away
7

Bret Harte Union High School

9-12
4.3 mi away

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation
Risky
Confidence Score: 4/10
Exercise caution due to potential market volatility.
Cap Rate
11.11%
Total ROI
45.2%
Cash Flow
$504/mo
DSCR
1.83
Was this AI Verdict accurate?

Data provided by Haven AI. Disclaimer

Checking Access...

Haven AI

1669 Pinto Dr is a vacant lot priced at $120,000 in Angels Camp, CA. While the reported 11.11% rental yield and $504.32 monthly cash flow are highly attractive, a conservative analyst must view cash-flowing raw land with extreme skepticism. Generating consistent income on an undeveloped lot typically requires a specialized land lease, RV hookup, or immediate development, all of which carry high execution risk. Angels Camp also presents elevated wildfire risks, high utility connection fees, and restrictive local building codes. Unless this cash flow is secured by an existing, legally binding long-term lease, the investment remains highly speculative with significant capital-preservation risks.

Strengths
  • Low absolute purchase price of $120,000 minimizing initial capital outlay
  • Strong theoretical rental yield of 11.11% if passive income stream is already established
  • Steady baseline 4% annual appreciation potential in a historic California destination
Considerations
  • High development risks, including expensive utility hookups (water, sewer, power) and zoning compliance
  • Uncertainty regarding the source of the $504.32 monthly cash flow on an unimproved lot
  • Elevated wildfire risk in Calaveras County, leading to high insurance premiums and potential building restrictions
  • Limited liquidity typically associated with vacant land transactions
Checking Access...

10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-02-05Listed for sale$120,000
2024-01-26Listing removed$0
2023-09-05Listed for sale$150,000
2022-11-01Listing removed$0
2022-04-13Listed for sale$199,999
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
Baths
0
Sq Ft
0
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $120,000Rent Basis: Observed Comp Model ($1,479/mo)State Tax Benchmark: 0.75% (CA)Hazard Reserve: $150/mo
Haven ScoreExcellent
10/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
9.14%

NOI: $10,966/yr

Cash-on-Cash Yield
12.7%

On $27,600 invested

DSCR Ratio
1.47x

Prime loan qualification

5-Yr Leveraged ROI
+157.5%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
Property Taxes (0.75% of basis)-$75/mo
Homeowner / Hazard Insurance-$150/mo
Vacancy Reserve (5% of rent)-$74/mo
Repairs & Maintenance (10% of rent)-$148/mo
Property Management (8% of rent)-$118/mo
Total Pure Operating Expenses-$565/mo
Net Investor Cash Flow
Gross Scheduled Rent+$1,479/mo
Less: Operating Expenses-$565/mo
Net Operating Income (NOI)+$914/mo
Less: Debt Service (30yr @ 6.75%)-$623/mo
Net Cash Flow
$291/mo
$3,494/year
Underwrite with Acquisition CalculatorsTransfer this property's exact numbers into dedicated underwriting tools:

Similar Properties Nearby

Explore other investment opportunities in Angels Camp.