OFF_MARKETRisky Deal5 days on market

3163 Summercreek Dr

3163 Summercreek Dr, San Jose, CA 95136, San Jose, CA 95136
$1,098,000
Zestimate®:$1,299,700$201,700 Under Market

Listing Price

Property image 1
3163 Summercreek Dr, San Jose, CA 95136
Loc: San Jose, CA
Days Listed
5
Tax Assessed
$1035k
Zestimate®
$1300k
16% Under Valued
Lot Size
6,134 sqft
Rent Estimate
$4,261/mo
Est. Cash Flow base
Type
single family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

5

Canoas Elementary School

K-5
0.5 mi away
6

John Muir Middle School

6-8
1.6 mi away
6

Gunderson High School

9-12
1.6 mi away

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
2.86%
Total ROI
3.9%
Cash Flow
$-2,939/mo
DSCR
0.47
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Data provided by Haven AI. Disclaimer

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10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-06-22Sold$1,300,000$1,025
2026-06-04Pending sale$1,098,000$866
2026-05-29Listed for sale$1,098,000$866
2018-07-19Sold$910,000$718
2018-06-20Listed for sale$844,448$666
2016-10-31Sold$690,000$544
2016-10-06Listed for sale$690,000$544

Tax History

YearProperty TaxTax Assessment
2026$0$1,035,422
2025$14,544.98$1,015,120
2024$13,092.48$995,216
2023$12,844.34$975,702
2022$12,722.86$956,572
2021$12,380.58$937,816
2020$12,103.34$928,200
2019$12,103.34$910,000
2018$9,445.22$703,800
2017$9,445.22$690,000
2016$9,365.28$199,906
2015$3,371.92$196,904
2014$2,950.34$193,048
2013$0$192,177
2012$0$188,410
2011$0$184,717
2010$0$183,337
2009$0$183,774
2008$0$180,172
2007$0$176,640
2006$0$173,177
2005$0$169,783
2004$0$166,455
2003$0$163,405
2002$0$160,202
2001$0$157,062
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
3
Baths
2
Sq Ft
1,268
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $1,098,000Rent Basis: Observed Comp Model ($4,261/mo)State Tax Benchmark: 0.75% (CA)Hazard Reserve: $549/mo
Haven ScoreRisky
0/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
2.28%

NOI: $25,018/yr

Cash-on-Cash Yield
-17.2%

On $252,540 invested

DSCR Ratio
0.37x

Negative debt coverage

5-Yr Leveraged ROI
+8.4%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
Property Taxes (0.75% of basis)-$647/mo
Homeowner / Hazard Insurance-$549/mo
Vacancy Reserve (5% of rent)-$213/mo
Repairs & Maintenance (10% of rent)-$426/mo
Property Management (8% of rent)-$341/mo
Total Pure Operating Expenses-$2,176/mo
Net Investor Cash Flow
Gross Scheduled Rent+$4,261/mo
Less: Operating Expenses-$2,176/mo
Net Operating Income (NOI)+$2,085/mo
Less: Debt Service (30yr @ 6.75%)-$5,697/mo
Net Cash Flow
$-3,612/mo
$-43,349/year
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