OFF_MARKETNeutral Deal6 days on market

648 Thornton Avenue

648 Thornton Avenue, San Francisco, CA 94124, San Francisco, CA 94124
$699,000
Zestimate®:$1,063,200$364,200 Under Market

Listing Price

Property image 1
648 Thornton Avenue, San Francisco, CA 94124
Loc: San Francisco, CA
Days Listed
6
Tax Assessed
$82k
Zestimate®
$1063k
34% Under Valued
Lot Size
2,126 sqft
Rent Estimate
$5,018/mo
Est. Cash Flow base
Type
single family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

4

Drew (Charles) College Preparatory Academy

K-5
0.4 mi away
2

Marshall (Thurgood) High School

8-12
0.3 mi away
6

Brown Jr. (Willie L) Middle

6-8
0.3 mi away

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
5.91%
Total ROI
19.2%
Cash Flow
$-92/mo
DSCR
0.97
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Data provided by Haven AI. Disclaimer

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10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-07-10Sold$1,040,000$640
2026-06-04Pending sale$699,000$430
2026-05-28Listed for sale$699,000$430
2026-02-12Sold$511,650$315

Tax History

YearProperty TaxTax Assessment
2025$3,010.68$81,721
2024$1,727.82$80,120
2023$2,070.06$78,550
2022$1,641.1$77,011
2021$3,681.94$75,502
2020$2,886.7$74,729
2019$3,079.3$73,265
2018$2,988.32$71,830
2017$2,536.3$70,423
2016$1,841.2$69,043
2015$1,691.34$68,007
2014$1,784.6$66,676
2013$0$66,375
2012$0$65,075
2011$0$63,800
2010$0$63,324
2009$0$63,475
2008$0$62,232
2007$0$61,013
2006$0$59,818
2005$0$58,646
2003$0$56,444
2002$0$55,339
2001$0$54,254
2000$0$53,191
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
3
Baths
2
Sq Ft
1,626
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $699,000Rent Basis: Observed Comp Model ($5,018/mo)State Tax Benchmark: 0.75% (CA)Hazard Reserve: $350/mo
Haven ScoreRisky
2/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
5.94%

NOI: $41,553/yr

Cash-on-Cash Yield
-1.2%

On $160,770 invested

DSCR Ratio
0.95x

Negative debt coverage

5-Yr Leveraged ROI
+88.1%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
Property Taxes (0.75% of basis)-$51/mo
Homeowner / Hazard Insurance-$350/mo
Vacancy Reserve (5% of rent)-$251/mo
Repairs & Maintenance (10% of rent)-$502/mo
Property Management (8% of rent)-$401/mo
Total Pure Operating Expenses-$1,555/mo
Net Investor Cash Flow
Gross Scheduled Rent+$5,018/mo
Less: Operating Expenses-$1,555/mo
Net Operating Income (NOI)+$3,463/mo
Less: Debt Service (30yr @ 6.75%)-$3,627/mo
Net Cash Flow
$-164/mo
$-1,970/year
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