545 Live Oak Ct
More Than Just a Property
We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.
Nearby Schools
Educational options and performance ratings in the area.
Mark Twain Elementary School
Bret Harte Union High School
Property Overview
A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.
Features & Amenities
Haven AI Verdict
Data provided by Haven AI. Disclaimer
Haven AI
At $499,000, 545 Live Oak Ct presents a high-risk profile for cash-flow-focused investors. Despite a decent 3-bed, 2-bath footprint in Angels Camp, the property suffers from a low 4.98% rental yield, culminating in a significant negative monthly cash flow of -$454.35. A conservative underwriting model cannot justify this monthly deficit, as it forces the investor to subsidize the mortgage out-of-pocket, relying heavily on the projected 4% annual appreciation to recoup losses. In a high-interest-rate environment, this speculative play exposes investors to liquidity risks, making it an unviable option for traditional income-generating portfolios.
- • Desirable 3-bed, 2-bath configuration with a spacious 1,856 sqft layout
- • Steady projected appreciation of 4% per year in a scenic, growing Northern California market
- • Strong pride of ownership and lower tenant turnover typical of single-family homes in Angels Camp
- • Severe negative monthly cash flow of -$454.35 requiring continuous out-of-pocket subsidies
- • Weak gross rental yield of 4.98%, which fails to outpace current cost of debt financing
- • Investment success is heavily reliant on appreciation speculation rather than immediate cash-on-cash returns
10-Year Price Projection
Price & Tax History
Price History
| Date | Event | Price | Price/sqft |
|---|---|---|---|
| 2026-06-01 | Listed for sale | $499,000 | $269 |
Tax History
| Year | Property Tax | Tax Assessment |
|---|---|---|
| 2025 | $3,762.84 | $332,233 |
| 2024 | $3,725 | $325,720 |
| 2023 | $3,648.16 | $319,335 |
| 2022 | $3,484.46 | $313,075 |
| 2021 | $3,422.44 | $306,937 |
| 2020 | $3,394.96 | $303,791 |
| 2019 | $3,346.82 | $297,836 |
| 2018 | $3,280.58 | $291,997 |
| 2017 | $3,202.74 | $286,273 |
| 2016 | $3,188 | $280,661 |
| 2015 | $3,148.58 | $276,446 |
| 2014 | $0 | $271,032 |
| 2013 | $0 | $269,808 |
| 2012 | $0 | $264,519 |
| 2011 | $0 | $259,333 |
| 2010 | $0 | $257,396 |
| 2009 | $0 | $258,009 |
| 2008 | $0 | $252,951 |
| 2007 | $0 | $247,992 |
| 2006 | $0 | $243,130 |
| 2005 | $0 | $238,363 |
| 2004 | $0 | $233,690 |
| 2003 | $0 | $229,408 |
| 2002 | $0 | $224,910 |
| 2001 | $0 | $111,000 |
Investment Numbers & Operating Model
Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.
Multi-factor yield grade
NOI: $20,186/yr
On $114,770 invested
Negative debt coverage
Equity + cumulative cash
Monthly Cash Flow Breakdown
Similar Properties Nearby
Explore other investment opportunities in Angels Camp.