OFF_MARKETExcellent Deal4 days on market

1252 Spencer Ave

1252 Spencer Ave, San Jose, CA 95125, San Jose, CA 95125
$2,458,000
Zestimate®:$2,655,500$197,500 Under Market

Listing Price

Property image 1
1252 Spencer Ave, San Jose, CA 95125
Loc: San Jose, CA
Days Listed
4
Tax Assessed
$2207k
Zestimate®
$2656k
7% Under Valued
Lot Size
8,480 sqft
Type
single family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

9

Booksin Elementary School

K-5
0.9 mi away
5

Willow Glen Middle School

6-8
0.4 mi away
8

Willow Glen High School

9-12
0.4 mi away

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
7.53%
Total ROI
27.3%
Cash Flow
$3,005/mo
DSCR
1.24
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Data provided by Haven AI. Disclaimer

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10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-06-23Sold$2,656,000$1,056
2026-06-03Pending sale$2,458,000$977
2026-05-29Listed for sale$2,458,000$977
2020-12-03Sold$1,999,000$795
2020-10-30Pending sale$1,999,000$795
2020-10-15Price change$1,999,000$795
2020-09-14Listed for sale$2,198,000$874
2019-05-15Sold$1,035,000$412
2019-04-16Listed for sale$1,075,000$427
2017-07-21Listing removed$1,075,000$427
2017-06-19Listed for sale$1,075,000$427

Tax History

YearProperty TaxTax Assessment
2026$0$2,207,054
2025$27,594.1$2,163,779
2024$25,848.32$2,121,353
2023$25,412.6$2,079,759
2022$25,193.78$2,038,980
2021$24,755.88$1,999,000
2020$13,604.66$1,055,700
2019$13,604.66$988,380
2018$12,655.78$969,000
2017$12,655.78$186,528
2016$3,428.7$182,872
2015$3,166.42$180,126
2014$2,745.9$176,598
2013$0$175,801
2012$0$172,355
2011$0$168,976
2010$0$167,714
2009$0$168,113
2008$0$164,817
2007$0$161,586
2006$0$158,419
2005$0$155,313
2004$0$152,268
2003$0$149,478
2002$0$146,548
2001$0$143,676
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
4
Baths
5
Sq Ft
2,515
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $2,458,000Rent Basis: Modeled Estimate ($19,664/mo)State Tax Benchmark: 0.75% (CA)Hazard Reserve: $1,229/mo
Haven ScoreRisky
2/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
6.12%

NOI: $150,394/yr

Cash-on-Cash Yield
-0.5%

On $565,340 invested

DSCR Ratio
0.98x

Negative debt coverage

5-Yr Leveraged ROI
+91.8%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
Property Taxes (0.75% of basis)-$1,379/mo
Homeowner / Hazard Insurance-$1,229/mo
Vacancy Reserve (5% of rent)-$983/mo
Repairs & Maintenance (10% of rent)-$1,966/mo
Property Management (8% of rent)-$1,573/mo
Total Pure Operating Expenses-$7,131/mo
Net Investor Cash Flow
Gross Scheduled Rent+$19,664/mo
Less: Operating Expenses-$7,131/mo
Net Operating Income (NOI)+$12,533/mo
Less: Debt Service (30yr @ 6.75%)-$12,754/mo
Net Cash Flow
$-221/mo
$-2,654/year
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1252 Spencer Ave | San Jose, CA | Haven AI Analysis | Haven by ScoutHavens