OFF_MARKETExcellent Deal2 days on market

5931 Otter Point Rd

5931 Otter Point Rd, Pensacola, FL 32504, Pensacola, FL 32504
$650,000

Listing Price

Property image 1
5931 Otter Point Rd, Pensacola, FL 32504
Loc: Pensacola, FL
Days Listed
2
Tax Assessed
$463k
Lot Size
0.30 acres
Type
single family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
7.60%
Total ROI
27.7%
Cash Flow
$831/mo
DSCR
1.25
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10-Year Price Projection

Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
4
Baths
3
Sq Ft
2,503
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $650,000Rent Basis: Modeled Estimate ($5,200/mo)State Tax Benchmark: 0.98% (FL)Hazard Reserve: $325/mo
Haven ScoreRisky
2/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
6.09%

NOI: $39,615/yr

Cash-on-Cash Yield
-0.6%

On $149,500 invested

DSCR Ratio
0.98x

Negative debt coverage

5-Yr Leveraged ROI
+91.3%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
Property Taxes (0.98% of basis)-$378/mo
Homeowner / Hazard Insurance-$325/mo
Vacancy Reserve (5% of rent)-$260/mo
Repairs & Maintenance (10% of rent)-$520/mo
Property Management (8% of rent)-$416/mo
Total Pure Operating Expenses-$1,899/mo
Net Investor Cash Flow
Gross Scheduled Rent+$5,200/mo
Less: Operating Expenses-$1,899/mo
Net Operating Income (NOI)+$3,301/mo
Less: Debt Service (30yr @ 6.75%)-$3,373/mo
Net Cash Flow
$-71/mo
$-858/year
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