OFF_MARKETNeutral Deal4 days on market

3190 Lema Dr

3190 Lema Dr, Spring Hill, FL 34609, Spring Hill, FL 34609
$285,000
Zestimate®:$288,900$3,900 Under Market

Listing Price

Property image 1
3190 Lema Dr, Spring Hill, FL 34609
Loc: Spring Hill, FL
Days Listed
4
Tax Assessed
$256k
Zestimate®
$289k
1% Under Valued
Lot Size
0.34 acres
Rent Estimate
$1,830/mo
Est. Cash Flow base
Type
single family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

4

Explorer K-8

PK-8
1.8 mi away
4

Frank W. Springstead High School

9-12
1 mi away

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
5.72%
Total ROI
18.2%
Cash Flow
$-84/mo
DSCR
0.94
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Data provided by Haven AI. Disclaimer

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10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-07-10Sold$289,000$198
2026-05-31Pending sale$285,000$195
2026-05-27Listed for sale$285,000$195
2026-04-14Sold$200,000$137
2026-04-01Pending sale$220,000$151
2026-03-23Listed for sale$220,000$151
2026-03-10Pending sale$220,000$151
2026-03-05Listed for sale$220,000$151
2004-03-09Sold$9,500$7

Tax History

YearProperty TaxTax Assessment
2025$1,573.91$101,226
2024$1,555.56$98,373
2023$1,474.14$95,508
2022$1,380.45$92,726
2021$1,364.32$90,025
2020$1,268.22$88,782
2019$0$86,786
2018$699.03$85,168
2017$967.44$83,416
2016$967.44$81,700
2015$932.9$81,132
2014$913.8$80,488
2013$654.17$79,299
2012$683.69$78,778
2011$794.15$85,577
2010$0$96,934
2009$1,380.85$121,150
2008$1,761.56$141,751
2006$2,405.07$149,540
2005$0$18,254
2004$174.89$8,379
2003$178.79$8,379
2002$179.21$8,379
2001$181.94$8,379
2000$184.36$8,379
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
3
Baths
2
Sq Ft
1,459
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $285,000Rent Basis: Observed Comp Model ($1,830/mo)State Tax Benchmark: 0.98% (FL)Hazard Reserve: $150/mo
Haven ScoreRisky
1/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
4.42%

NOI: $12,604/yr

Cash-on-Cash Yield
-7.8%

On $65,550 invested

DSCR Ratio
0.71x

Negative debt coverage

5-Yr Leveraged ROI
+55.0%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
Property Taxes (0.98% of basis)-$209/mo
Homeowner / Hazard Insurance-$150/mo
Vacancy Reserve (5% of rent)-$92/mo
Repairs & Maintenance (10% of rent)-$183/mo
Property Management (8% of rent)-$146/mo
Total Pure Operating Expenses-$780/mo
Net Investor Cash Flow
Gross Scheduled Rent+$1,830/mo
Less: Operating Expenses-$780/mo
Net Operating Income (NOI)+$1,050/mo
Less: Debt Service (30yr @ 6.75%)-$1,479/mo
Net Cash Flow
$-428/mo
$-5,142/year
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