OFF_MARKETRisky Deal6 days on market

647 SANTA TERESA Court

647 SANTA TERESA Court, St. Augustine, FL 32095, Saint Augustine, FL 32095
$2,895,000
Zestimate®:$2,845,700

Listing Price

Property image 1
647 SANTA TERESA Court, St. Augustine, FL 32095
Loc: Saint Augustine, FL
Days Listed
6
Tax Assessed
$1753k
Zestimate®
$2846k
Market Rate
Lot Size
0.70 acres
Rent Estimate
$7,069/mo
Est. Cash Flow base
Type
single family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

7

Palencia Elementary School

PK-5
1.6 mi away
9

Allen D Nease Senior High School

8-12
5.4 mi away
9

Pacetti Bay Middle School

6-8
10 mi away

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
1.88%
Total ROI
-0.9%
Cash Flow
$-10,093/mo
DSCR
0.31
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Data provided by Haven AI. Disclaimer

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10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-07-24Sold$2,845,000$569
2026-05-20Listed for sale$2,895,000$579
2021-01-29Sold$319,000$64
2010-03-01Sold$90,000$18

Tax History

YearProperty TaxTax Assessment
2025$22,089.9$1,288,048
2024$20,287.61$1,251,747
2023$19,882.42$1,215,288
2022$8,643.31$308,000
2021$7,180.58$225,000
2020$6,797.16$170,000
2019$6,767.69$155,000
2018$6,767.69$145,000
2017$6,310.59$130,000
2016$6,310.59$108,900
2015$6,184.47$90,000
2014$5,907.96$90,000
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
6
Baths
6
Sq Ft
4,997
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $2,895,000Rent Basis: Observed Comp Model ($7,069/mo)State Tax Benchmark: 0.98% (FL)Hazard Reserve: $1,448/mo
Haven ScoreRisky
0/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
1.06%

NOI: $30,757/yr

Cash-on-Cash Yield
-22.5%

On $665,850 invested

DSCR Ratio
0.17x

Negative debt coverage

5-Yr Leveraged ROI
+-18.1%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
Property Taxes (0.98% of basis)-$1,432/mo
Homeowner / Hazard Insurance-$1,448/mo
Vacancy Reserve (5% of rent)-$353/mo
Repairs & Maintenance (10% of rent)-$707/mo
Property Management (8% of rent)-$566/mo
Total Pure Operating Expenses-$4,506/mo
Net Investor Cash Flow
Gross Scheduled Rent+$7,069/mo
Less: Operating Expenses-$4,506/mo
Net Operating Income (NOI)+$2,563/mo
Less: Debt Service (30yr @ 6.75%)-$15,022/mo
Net Cash Flow
$-12,458/mo
$-149,501/year
Underwrite with Acquisition CalculatorsTransfer this property's exact numbers into dedicated underwriting tools:

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