OFF_MARKETExcellent Deal3 days on market

19705 Sea Rider Way

19705 Sea Rider Way, Lutz, FL 33559, Lutz, FL 33559
$1,800,000
Zestimate®:$1,851,600$51,600 Under Market

Listing Price

Property image 1
19705 Sea Rider Way, Lutz, FL 33559
Loc: Lutz, FL
Days Listed
3
Tax Assessed
$1402k
Zestimate®
$1852k
3% Under Valued
Lot Size
0.93 acres
Rent Estimate
$6,929/mo
Est. Cash Flow base
Type
single family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

9

Lutz K-8 School

PK-8
2.3 mi away
3

Freedom High School

9-12
3.4 mi away
8

Liberty Middle School

6-8
3.4 mi away

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
7.66%
Total ROI
28.0%
Cash Flow
$2,394/mo
DSCR
1.26
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Data provided by Haven AI. Disclaimer

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10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-06-24Sold$1,850,000$305
2026-05-27Pending sale$1,800,000$296
2026-05-21Listed for sale$1,800,000$296
2007-05-17Sold$1,325,000$218
2006-05-04Sold$1,050,000$173
2004-08-11Sold$161,000$27

Tax History

YearProperty TaxTax Assessment
2025$13,317.45$736,215
2024$12,281.77$715,466
2023$11,915.04$694,627
2022$11,545.14$674,395
2021$11,443.86$654,752
2020$11,303.06$645,712
2019$11,095.49$631,195
2018$11,095.49$619,426
2017$10,984.7$710,394
2016$10,866.6$594,208
2015$10,815.9$590,077
2014$10,811.4$580,365
2013$10,811.44$571,788
2012$10,792.9$562,230
2011$12,145.4$627,880
2010$13,832$716,054
2009$14,270.9$733,912
2008$15,971.1$814,611
2007$17,811$901,321
2006$4,360.3$184,586
2005$3,741.59$164,076
2004$0$45,121
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
5
Baths
6
Sq Ft
6,075
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $1,800,000Rent Basis: Observed Comp Model ($6,929/mo)State Tax Benchmark: 0.98% (FL)Hazard Reserve: $900/mo
Haven ScoreRisky
0/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
2.19%

NOI: $39,480/yr

Cash-on-Cash Yield
-17.5%

On $414,000 invested

DSCR Ratio
0.35x

Negative debt coverage

5-Yr Leveraged ROI
+6.5%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
Property Taxes (0.98% of basis)-$1,145/mo
Homeowner / Hazard Insurance-$900/mo
Vacancy Reserve (5% of rent)-$346/mo
Repairs & Maintenance (10% of rent)-$693/mo
Property Management (8% of rent)-$554/mo
Total Pure Operating Expenses-$3,639/mo
Net Investor Cash Flow
Gross Scheduled Rent+$6,929/mo
Less: Operating Expenses-$3,639/mo
Net Operating Income (NOI)+$3,290/mo
Less: Debt Service (30yr @ 6.75%)-$9,340/mo
Net Cash Flow
$-6,050/mo
$-72,598/year
Underwrite with Acquisition CalculatorsTransfer this property's exact numbers into dedicated underwriting tools:

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