OFF_MARKETExcellent Deal124 days on market

434 Sheffield Ct

434 Sheffield Ct, Carmel, IN 46032, Carmel, IN 46032
$1,050,000
Zestimate®:$970,600

Listing Price

Property image 1
434 Sheffield Ct, Carmel, IN 46032
Loc: Carmel, IN
Days Listed
124
Tax Assessed
$650k
Zestimate®
$971k
Market Rate
Lot Size
0.34 acres
Rent Estimate
$5,975/mo
Est. Cash Flow base
Type
single family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

9

Clay Center Elementary School

PK-5
1 mi away
9

Creekside Middle School

6-8
2.9 mi away
10

Carmel High School

9-12
2.5 mi away

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
7.78%
Total ROI
28.6%
Cash Flow
$1,501/mo
DSCR
1.28
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Data provided by Haven AI. Disclaimer

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10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-07-02Sold$965,000$178
2026-06-06Pending sale$1,025,000$189
2026-05-14Price change$1,025,000$189
2026-04-27Price change$1,050,000$193
2026-04-23Price change$1,065,000$196
2026-04-10Price change$1,075,000$198
2026-03-24Price change$1,085,000$200
2026-03-04Price change$1,100,000$203
2026-02-20Price change$1,125,000$207
2026-01-09Listed for sale$1,150,000$212
2025-12-07Listing removed$1,049,000$193
2025-11-11Price change$1,049,000$193
2025-11-01Price change$1,074,000$198
2025-09-25Price change$1,099,000$202
2025-09-11Price change$1,150,000$212
2025-08-19Price change$1,199,900$221
2025-08-07Listed for sale$1,290,000$238
2025-07-18Listing removed$1,300,000$239
2025-05-16Listed for sale$1,300,000$239

Tax History

YearProperty TaxTax Assessment
2025$7,030.4$649,800
2024$7,132.2$617,600
2023$6,793.32$629,900
2022$6,249.24$579,300
2021$5,200.24$537,600
2020$5,244.58$446,000
2019$5,171.24$448,300
2018$5,127.22$444,100
2017$2,550.18$440,700
2016$5,039.86$442,800
2014$4,813.58$424,000
2013$5,066.92$446,000
2012$4,785.2$425,100
2011$4,704.74$420,900
2010$5,307.68$464,000
2009$4,901.96$490,600
2007$5,956.72$553,300
2006$7,046.14$557,500
2005$0$470,200
2002$4,482.2$266,800
2001$4,520.42$88,940
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
5
Baths
5
Sq Ft
5,429
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $1,050,000Rent Basis: Observed Comp Model ($5,975/mo)State Tax Benchmark: 0.81% (IN)Hazard Reserve: $306/mo
Haven ScoreRisky
1/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
4.41%

NOI: $46,274/yr

Cash-on-Cash Yield
-7.9%

On $241,500 invested

DSCR Ratio
0.71x

Negative debt coverage

5-Yr Leveraged ROI
+54.6%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
Property Taxes (0.81% of basis)-$439/mo
Homeowner / Hazard Insurance-$306/mo
Vacancy Reserve (5% of rent)-$299/mo
Repairs & Maintenance (10% of rent)-$598/mo
Property Management (8% of rent)-$478/mo
Total Pure Operating Expenses-$2,119/mo
Net Investor Cash Flow
Gross Scheduled Rent+$5,975/mo
Less: Operating Expenses-$2,119/mo
Net Operating Income (NOI)+$3,856/mo
Less: Debt Service (30yr @ 6.75%)-$5,448/mo
Net Cash Flow
$-1,592/mo
$-19,105/year
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