FOR_SALEExcellent Deal48 days on market
43 Hallock Avenue
43 Hallock Avenue, Smithtown, NY 11787, Smithtown, NY 11787
43 Hallock Avenue, Smithtown, NY 11787
Loc: Smithtown, NY
Days Listed
48
Tax Assessed
$651k
Lot Size
10,019 sqft
Type
single family
More Than Just a Property
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4.9
Safety Score
A+
Schools
Property Overview
A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.
Features & Amenities
Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit
Haven AI Verdict
Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
7.51%
Total ROI
27.2%
Cash Flow
$961/mo
DSCR
1.24
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10-Year Price Projection
Institutional Underwriting Ledger
Investment Numbers & Operating Model
Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.
Data Sources:MLS List Price: $799,000Rent Basis: Modeled Estimate ($6,392/mo)State Tax Benchmark: 1.72% (NY)Hazard Reserve: $233/mo
Haven ScoreRisky
2/ 10
Multi-factor yield grade
Cap Rate (Unleveraged)
5.64%
NOI: $45,066/yr
Cash-on-Cash Yield
-2.5%
On $183,770 invested
DSCR Ratio
0.91x
Negative debt coverage
5-Yr Leveraged ROI
+81.5%
Equity + cumulative cash
Financing Scenario Controls
Adjust down payment & rates to model your personalized returnMonthly Cash Flow Breakdown
Monthly Operating Deductions
Property Taxes (1.72% of basis)-$933/mo
Homeowner / Hazard Insurance-$233/mo
Vacancy Reserve (5% of rent)-$320/mo
Repairs & Maintenance (10% of rent)-$639/mo
Property Management (8% of rent)-$511/mo
Total Pure Operating Expenses-$2,636/mo
Net Investor Cash Flow
Gross Scheduled Rent+$6,392/mo
Less: Operating Expenses-$2,636/mo
Net Operating Income (NOI)+$3,756/mo
Less: Debt Service (30yr @ 6.75%)-$4,146/mo
Net Cash Flow
$-390/mo
$-4,684/year
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