OFF_MARKETExcellent Deal20 days on market

44 Steven Place

44 Steven Place, Smithtown, NY 11787, Smithtown, NY 11787
$874,900
Zestimate®:$886,900$12,000 Under Market

Listing Price

Property image 1
44 Steven Place, Smithtown, NY 11787
Loc: Smithtown, NY
Days Listed
20
Tax Assessed
$5k
Zestimate®
$887k
1% Under Valued
Lot Size
0.35 acres
Rent Estimate
$4,671/mo
Est. Cash Flow base
Type
single family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

8

Mount Pleasant Elementary School

K-5
0.9 mi away
6

Great Hollow Middle School

6-8
1 mi away
10

Smithtown High School West

9-12
4.1 mi away

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
7.68%
Total ROI
28.1%
Cash Flow
$1,178/mo
DSCR
1.27
Was this AI Verdict accurate?

Data provided by Haven AI. Disclaimer

Checking Access...

Haven AI

Analyzing property data...

Checking Access...

10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-07-16Sold$881,000$469
2026-07-13Pending sale$874,900$466
2026-05-28Listing removed$874,900$466
2026-05-21Pending sale$874,900$466
2026-05-20Listing removed$874,900$466
2026-04-30Listed for sale$874,900$466
2024-02-26Sold$765,000$407
2023-11-28Sold$765,000$407
2023-07-21Pending sale$749,999$399
2023-07-14Listing removed$0
2023-07-08Listed for sale$749,999$399

Tax History

YearProperty TaxTax Assessment
2025$0$5,135
2024$0$5,135
2023$0$5,135
2022$0$5,135
2021$0$5,135
2020$0$5,135
2019$0$5,135
2018$0$5,135
2017$10,744.87$5,135
2016$0$5,135
2015$0$5,135
2014$0$5,135
2013$0$5,135
2012$0$5,135
2011$0$5,135
2010$0$5,135
2009$0$5,135
2008$0$5,135
2007$8,660.03$5,135
2005$7,156.26$5,135
2004$6,677.26$5,135
2003$6,171.12$5,135
2002$5,724.23$5,135
2001$0$5,135
2000$5,593.68$5,135
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
4
Baths
3
Sq Ft
1,879
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $874,900Rent Basis: Observed Comp Model ($4,671/mo)State Tax Benchmark: 1.72% (NY)Hazard Reserve: $255/mo
Haven ScoreRisky
1/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
4.57%

NOI: $40,012/yr

Cash-on-Cash Yield
-7.2%

On $201,227 invested

DSCR Ratio
0.73x

Negative debt coverage

5-Yr Leveraged ROI
+58.3%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
Property Taxes (1.72% of basis)-$7/mo
Homeowner / Hazard Insurance-$255/mo
Vacancy Reserve (5% of rent)-$234/mo
Repairs & Maintenance (10% of rent)-$467/mo
Property Management (8% of rent)-$374/mo
Total Pure Operating Expenses-$1,337/mo
Net Investor Cash Flow
Gross Scheduled Rent+$4,671/mo
Less: Operating Expenses-$1,337/mo
Net Operating Income (NOI)+$3,334/mo
Less: Debt Service (30yr @ 6.75%)-$4,540/mo
Net Cash Flow
$-1,205/mo
$-14,464/year
Underwrite with Acquisition CalculatorsTransfer this property's exact numbers into dedicated underwriting tools:

Similar Properties Nearby

Explore other investment opportunities in Smithtown.